26942 Kaye Rd, Laurel, DE 19956 Property Records

Sussex County property record for 26942 Kaye Rd, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,760 sqft · built 2016
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jun 2015)
Tax Bill	$1,572 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-8.00-26.17`

Property Details

APN / Parcel Number

Primary APN	`132-8.00-26.17`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	53 sqft
Deck Area	Deck Area
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	26942 KAYE RD
City	LAUREL
State	DE
Zip	19956-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	W/RT 474
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	SEAFORD
Census Block Group	2
Census Block	2028
Census Tract	50408

Owner

26942 Kaye Rd is owned and occupied by an individual who bought it in June 2015.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	26942 KAYE RD, LAUREL, DE 19956-2609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Dec 6, 2023	Deed of Trust, Mortgage TOWER FEDERAL CREDIT UNION
Jul 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TIDEMARK FEDERAL CREDIT UNION
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2015 · Amount on File
Deed Sale	Jun 9, 2015 · Amount on File
Prior Sale	May 17, 2013 · Amount on File
Deed Document Number	201518006
Deed Book / Page	4406 / 25
Prior Transfer Date	Jun 5, 2015
Prior Transfer Doc	0044060025
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Jun 18, 2026
Property Address	26942 KAYE RD, LAUREL, DE 19956-2609
Document Number	0000023029
Book / Page	24113 / 65
Instrument Date	Jun 2, 2026
Instrument	202623029
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26942 KAYE RD, LAUREL, DE 19956-2609

Mortgage

Document Number	0000023029,
Date	Jun 18, 2026
Book Page	24113/65
Instrument	202623029

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2056

Interest

Rate	6.37%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	26942 KAYE RD, LAUREL, DE 19956-2609
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0221230058
Date	Dec 6, 2023
Book Page	22123/58
Instrument	2023000042404

Lender

Name	TOWER FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	358 Months
Due	Oct 25, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	26942 KAYE RD, LAUREL, DE 19956-2609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185400138
Date	Jul 2, 2020
Book Page	18540/138
Instrument	20200000028572

Lender

Name	TIDEMARK FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	26942 KAYE RD, LAUREL, DE 19956-2609
Document Number	0193570046
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26942 KAYE ROAD LAUREL LAUREL DE 19956, LAUREL, DE 19956

Mortgage

Document Number	0193570046
Date	Jan 29, 2021
Book Page	019357/000046
Instrument	6368

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 26942 Kaye Rd was $1,572, up 6.6% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Seaford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,572.00 (+6.58%)	$17,600 (-) Land $3,750 Building $13,850	$415,900 (-) Land $120,500 Building $295,400
2025	$1,475.00	$17,600 Land $3,750 Building $13,850	$415,900 Land $120,500 Building $295,400
2023	$981.00	$17,600 Land $3,750 Building $13,850	$39,100 Land $7,500 Building $31,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26942 Kaye Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26942 Kaye Rd is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 83% of Delaware
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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