2693 Central Ave, Willow River, MN 55795 Property Records

Pine County property record for 2693 Central Ave, Willow River, MN 55795

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1940
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on Record
Tax Bill	$738 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44.5058.000`

Property Details

APN / Parcel Number

Primary APN	`44.5058.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,592 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	200 ft deep x 6.5 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2693 CENTRAL AVE
City	WILLOW RIVER
State	MN
Zip	55795-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-044 RANGE-020 TOWNSITE OF KETTLE RIVER WEST 15 FT OF LOT 4 & ALL OF LOT 5, BLOCK 6 LESS NORTH 50 FT OF THE WEST
Legal Range	020
Legal Township	044
Legal Section	28
Legal Subdivision	TOWNSITE OF KETTLE RIVER WEST 15 FT OF
Legal Block	6
Legal Lot Number	4-5
Jurisdiction	PINE MN
Township / Civil Division	RUTLEDGE
Census Block Group	1
Census Block	1085
Census Tract	950200

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2693 CENTRAL AVE, WILLOW RIVER, MN 55795-9507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	2693 CENTRAL AVE, WILLOW RIVER, MN 55795-9507
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000551253
Date	Jan 24, 2020
Instrument	551253

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 15, 2040

Interest

Rate Type	Fixed Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	2693 CENTRAL AVE, WILLOW RIVER, MN 55795-9507
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000574315
Date	Jan 23, 2023
Instrument	574315

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2043

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
Municipality	Rutledge City
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,300 (+22.67%) Land $31,200 Building $111,100	$142,300 (+22.67%) Land $31,200 Building $111,100
2025	$738.00 (+0.27%)
2023	$736.00 Homeowner's exemption	$116,000 Land $25,000 Building $91,000	$116,000 Land $25,000 Building $91,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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