Polk County property record for 2692 Rutledge Ct, Winter Haven, FL 33884
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,419 sqft · built 2006 |
| Lot Size | 0.074 acres (3,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Feb 2022) |
| Tax Bill | $936 (2025) |
| Deeds & Mortgages | Feb 2022 Sale Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687552-002670 |
| Primary APN | 26-29-13-687552-002670 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,419 sqft Living Area |
| Gross Area | 1,661 sqft |
| 1st Floor Area | 1,419 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 3,202 sqft (0.074 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 128 sqft |
| Street Address | 2692 RUTLEDGE CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-5228 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 267 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | TRADITIONS PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 687552 |
| Legal Block | 2 |
| Legal Lot Number | 267 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14401 |
2692 Rutledge Ct, a townhouse, is owned and occupied by two individuals who bought it in February 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2692 RUTLEDGE CT, WINTER HAVEN, FL 33884-5228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2022 | Warranty Deed, Transfer INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC |
| Dec 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 25, 2019 | Warranty Deed, Transfer · Conventional with PMI SUCCESS MTG PTRS |
| Apr 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2022 · Amount on File |
| Deed Sale | Feb 24, 2022 · Amount on File |
| Prior Sale | Dec 10, 2021 · Amount on File |
| Deed Document Number | 202250197 |
| Deed Book / Page | 12131 / 1367 |
| Prior Transfer Date | Apr 20, 2017 |
| Prior Transfer Doc | 0000075327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 24, 2022 |
| Property Address | 2692 RUTLEDGE CT, WINTER HAVEN, FL 33884-5228 |
| Document Number | 0000050197 |
| Book / Page | 12131 / 1367 |
| Map Reference | MB 131 PG 47-54 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022050197 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 298, DUNDEE, FL 33838-0298 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1713 LEROY DR, HAINES CITY, FL 33844-2501 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 10, 2021 |
| Property Address | 2692 RUTLEDGE CT, WINTER HAVEN, FL 33884-5228 |
| Document Number | 0000321541 |
| Book / Page | 12020 / 1694 |
| Map Reference | MB 131 PG 47-54 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 20210321541 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | MAGNOLIA CLOSING CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 27, FAIRLEE, VT 05045-0027 |
| Name | Verified Name |
|---|---|
| Address | 2692 RUTLEDGE CT, WINTER HAVEN, FL 33884-5228 |
| Document Number | 0120201696 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 12020/1696 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Number | 0000323578 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 12024/3 |
| Instrument | 20210323578 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 25, 2019 |
| Property Address | 2692 RUTLEDGE CT, WINTER HAVEN, FL 33884-5228 |
| Document Number | 0108200279 |
| Book / Page | 010820 / 000279 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 83703 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $987.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2692 RUTLEDGE CT WINTER HAVEN FL 338845228, WINTER HAVEN, FL 33884-5228 |
| Document Number | 108200281 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 010820/000281 |
| Instrument | 83704 |
| Name | SUCCESS MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | PLYRNOUTH, MI 48170 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 20, 2017 |
| Property Address | 2692 RUTLEDGE CT, WINTER HAVEN, FL 33884-5228 |
| Document Number | 0101241042 |
| Book / Page | 010124 / 001042 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 75327 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2692 RUTLEDGE CT WINTER HAVEN FL 338845228, WINTER HAVEN, FL 33884-5228 |
The 2025 property tax bill for 2692 Rutledge Ct was $936 with exemptions applied.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,380 (+2.7%) | $199,000 (-1.97%) Land $100 Building $198,900 | |
| 2025 | $936.00 Homeowner's exemption | $128,900 | $203,000 Land $100 Building $202,900 |
| 2023 | $1,487.00 (-58.87%) Homeowner's exemption | $121,618 (-35.99%) | $212,500 (+11.84%) Land $100 Building $212,400 |
| 2022 | $3,615.00 | $190,000 Land $100 Building $189,900 | $190,000 Land $100 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2692 Rutledge Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2692 Rutledge Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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