2692 Meadowedge Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2692 Meadowedge Loop, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,808 sqft · built 2022
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$747,000 (Oct 2025)
Tax Bill	$12,669 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-26-31-5262-0001-6360`

Property Details

APN / Parcel Number

Primary APN	`17-26-31-5262-0001-6360`
Alternative APN	`263117526200016360`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,808 sqft Living Area
Gross Area	5,140 sqft
1st Floor Area	3,258 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	727 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2692 MEADOWEDGE LOOP
City	SAINT CLOUD
State	FL
Zip	34772-7856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 2A-2B PB 27 PGS 121-126 LOT 636
Legal Range	31E
Legal Township	26S
Legal Section	17
Legal Subdivision	TWIN LAKES PH 2A-2B
Legal Phase	2A-2B
Legal Lot Number	636
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1023
Census Tract	43301

Owner

Source: Osceola County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2692 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 7, 2022	Special Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Jul 7, 2022 · Amount on Record
Deed Document Number	2025122270
Deed Book / Page	6858 / 1347
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 3, 2025
Property Address	2692 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856
Document Number	0068581347
Book / Page	6858 / 1347
Map Reference	MB 27 PG 121-126
Instrument Date	Sep 12, 2025
Instrument	2025122270
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	UNIK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,229.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3238 COLDWATER CANYON LN, KATY, TX 77449-8116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2692 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856

Mortgage

Document Number	0068581349
Date	Oct 3, 2025
Book Page	6858/1349
Instrument	2025122271

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 7, 2022
Property Address	2692 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856
Document Number	0062470206
Book / Page	6247 / 206
Map Reference	MB 27 PG 121-126
Instrument Date	Jun 6, 2022
Instrument	2022105154
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	CLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,844.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2692 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856

Mortgage

Document Number	0006247208
Date	Jul 7, 2022
Instrument	6247/208

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,669.00 (+4.87%)	$634,400 (-14%) Land $85,000 Building $549,400	$634,400 (-14%) Land $85,000 Building $549,400
2024	$12,081.00 (+0.47%) Homeowner's exemption	$737,700 (+7.55%) Land $85,000 Building $652,700	$737,700 (+7.55%) Land $85,000 Building $652,700
2023	$12,024.00 (+266.14%)	$685,900 (+955.23%) Land $75,000 Building $610,900	$685,900 (+955.23%) Land $75,000 Building $610,900
2022	$3,284.00	$65,000 Land $65,000	$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon, Xfinity.

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