26912 E Dudley Rd, Cataldo, ID 83810 Property Records

Kootenai County property record for 26912 E Dudley Rd, Cataldo, ID 83810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 1976
Lot Size	5 acres (217,800 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,474 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48N01W028150`

Property Details

APN / Parcel Number

Primary APN	`48N01W028150`
Alternative APN	`145431`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,460 sqft Living Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Deck Area	Deck Area
Stable	560 sqft
Pole Barn	1,600 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	145431
Street Address	26912 E DUDLEY RD
City	CATALDO
State	ID
Zip	83810-9233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	TAX #11392 0248N01W
Legal Range	01W
Legal Township	48N
Legal Section	02
Jurisdiction	KOOTENAI ID
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2021
Census Tract	1901

Owner

Source: Kootenai County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	26912 E DUDLEY RD, CATALDO, ID 83810-9233
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 27, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 20, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023
Deed Sale	Aug 23, 2023
Deed Document Number	20232946105
Last Transfer Date	Mar 19, 2026
Transfer Doc	0003036345
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	26912 E DUDLEY RD, CATALDO, ID 83810-9233
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2738044000
Date	Feb 25, 2020
Instrument	2738044000

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	26912 E DUDLEY RD, CATALDO, ID 83810-9233
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2899232000
Date	May 6, 2022
Instrument	2899232000

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	26912 E DUDLEY RD, CATALDO, ID 83810-9233
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2564395000
Date	Sep 27, 2016
Instrument	2564395000

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Mar 20, 2026
Property Address	26912 E DUDLEY RD, CATALDO, ID 83810-9233
Document Number	3036345000
Instrument Date	Mar 19, 2026
Instrument	3036345000
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26912 E DUDLEY RD, CATALDO, ID 83810-9233

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	26912 E DUDLEY RD, CATALDO, ID 83810-9233

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Kellogg Joint School District 391 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,474.00 (-13.04%) Homeowner's exemption	$426,891 (+1.46%) Land $215,931 Building $210,960	$426,891 (+1.46%) Land $215,931 Building $210,960
2024	$1,695.00 (+4.76%)
2023	$1,618.00 (-23.14%) Homeowner's exemption	$420,750 (-0.32%) Land $205,650 Building $215,100	$420,750 (-0.32%) Land $205,650 Building $215,100
2022	$2,105.00 Homeowner's exemption	$422,100 Land $207,000 Building $215,100	$422,100 Land $207,000 Building $215,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Mar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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