26911 S Phillips Rd, Cheney, WA 99004 Property Records

Spokane County property record for 26911 S Phillips Rd, Cheney, WA 99004

Property Summary

Property Type	Mobile Home
Details	3 bd · 2.5 ba · 2,640 sqft · built 2014
Lot Size	20.9 acres (910,404 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Nov 2023)
Tax Bill	$5,290 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12073.9020`

Property Details

APN / Parcel Number

Primary APN	`12073.9020`
Alternative APN	`12073.9018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,640 sqft Living Area
1st Floor Area	2,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Mobile Home
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	910,404 sqft
Patio Area	176 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	26911 S PHILLIPS RD
City	CHENEY
State	WA
Zip	99004-8901
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RCV
Legal Description	07-22-41 PORTION SOUTH HALF OF THE SOUTHWEST DESCRIBER AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF THE SOUTH HALF OF THE SOUTHWEST QUARTERH OF SECTION 7: THENCE ALONG THE EAST LINE OF THE SOUTHWEST QUARTER OF SAID SECTION 7, S021817E 355.01FT T
Jurisdiction	SPOKANE WA
Township / Civil Division	AMBER-CHENEY SOUTH
Census Block Group	2
Census Block	2039
Census Tract	14200

Owner

26911 S Phillips Rd, a mobile home, is owned and occupied by two individuals who bought it in November 2023.

Source: Spokane County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26911 S PHILLIPS RD, CHENEY, WA 99004-8901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 3, 2023	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit HORIZON CU
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Deed Document Number	20237317296
Prior Transfer Date	Jul 23, 2003
Prior Transfer Doc	0004959655
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Sep 29, 2026
Property Address	26911 S PHILLIPS RD, CHENEY, WA 99004-8901
Document Number	0007518130
Instrument Date	Aug 26, 2026
Instrument	20267518130
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26911 S PHILLIPS RD, CHENEY, WA 99004-8901

Mortgage

Document Number	0007518130,
Date	Sep 29, 2026
Instrument	20267518130

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Aug 1, 2066

Interest

Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 3, 2023
Property Address	26911 S PHILLIPS RD, CHENEY, WA 99004-8901
Document Number	0007317296
Instrument Date	Nov 1, 2023
Instrument	7317296
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,583.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26911 S PHILLIPS RD, CHENEY, WA 99004-8901

Mortgage

Document Number	0007317297
Date	Nov 3, 2023
Instrument	7317297

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	26911 S PHILLIPS RD, CHENEY, WA 99004-8901
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007091739
Date	Jun 23, 2021
Instrument	7091739

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 22, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	26911 S PHILLIPS RD, CHENEY, WA 99004-8901
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007073022
Date	May 11, 2021
Instrument	7073022

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 26911 S Phillips Rd was $5,290, up 1.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,290.00 (+1.65%)	$494,780 Land $110,080 Building $384,700	$494,780 Land $110,080 Building $384,700
2025	$5,204.00
2024		$505,250 (+49.22%) Land $128,750 Building $376,500	$505,250 (+49.22%) Land $128,750 Building $376,500
2023	$4,211.00 (+18.72%)	$338,590 Land $81,990 Building $256,600	$338,590 Land $81,990 Building $256,600
2022	$3,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26911 S Phillips Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26911 S Phillips Rd is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 61% of Washington
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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