Santa Rosa County property record for 2691 Stormy Cir, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,421 sqft · built 2006 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Apr 2026) |
| Tax Bill | $4,005 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-2S-26-1662-00B00-0160 |
| Primary APN | 07-2S-26-1662-00B00-0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,421 sqft Living Area |
| Gross Area | 3,502 sqft |
| 1st Floor Area | 2,421 sqft |
| Utility Area | 8 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 306 sqft |
| Patio Area | 223 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2691 STORMY CIR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HARVELLS CROSSING LOT 16 BLK B AS DES IN OR 4116 PG 233 & AS DES IN OR 4585 PG 1101 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 07 |
| Legal Subdivision | HARVELLS CROSSING |
| Legal Block | B |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10802 |
2691 Stormy Cir is owned and occupied by two individuals who bought it in April 2026.
Source: Santa Rosa County records, as of April 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2691 STORMY CIR, NAVARRE, FL 32566-9061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MASTERS INC |
| Apr 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| May 11, 2021 | Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Jul 17, 2020 | Quit Claim Deed, Transfer LAND HM FIN'L SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | May 11, 2021 · Amount on File |
| Deed Document Number | 202617041 |
| Deed Book / Page | 4728 / 1943 |
| Prior Transfer Date | Feb 7, 2025 |
| Prior Transfer Doc | 0045851101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 2691 STORMY CIR, NAVARRE, FL 32566-9061 |
| Document Number | 0000017041 |
| Book / Page | 4728 / 1943 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202617041 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | RELIABLE LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2691 STORMY CIR, NAVARRE, FL 32566-9061 |
| Document Number | 0000017042, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202617042 |
| Name | MORTGAGE MASTERS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 2691 STORMY CIR, NAVARRE, FL 32566-9061 |
| Document Number | 0047281943 |
| Book / Page | 4728 / 1943 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202617041 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | RELIABLE TITLE, RELIABLE LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2691 STORMY CIR, NAVARRE, FL 32566-9061 |
| Document Number | 0000017042, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202617042 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 11, 2021 |
| Property Address | 2691 STORMY CIR, NAVARRE, FL 32566-9061 |
| Document Number | 0041160233 |
| Book / Page | 4116 / 233 |
| Map Reference | MB 10 PG 45 |
| Instrument Date | May 10, 2021 |
| Instrument | 202131030 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $2,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2684 JEWEL RD, 2684, NAVARRE, FL 32566 |
| Name | Verified Name |
|---|---|
| Address | 2691 STORMY CIR, NAVARRE, FL 32566-9061 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 17, 2020 |
| Property Address | 2691 STORMY CIR, NAVARRE, FL 32566-9061 |
| Document Number | 0039771675 |
| Book / Page | 003977 / 001675 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 35528 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | GUARANTEE TITLE/NW FLORIDA INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2631 STORMY CIR NAVARRE FL 325669061, NAVARRE, FL 32566-9061 |
| Document Number | 39771676 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 003977/001676 |
| Instrument | 35529 |
| Name | LAND HM FIN'L SVCS INC |
|---|---|
| Address | CONCORD, CA 94520 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 16, 2050 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $382,138 (+2.9%) | $389,866 (+4.98%) Land $65,000 Building $324,866 | |
| 2024 | $4,005.00 (+1.11%) Homeowner's exemption | $371,368 (+2.16%) Land $55,000 Building $316,368 | $371,368 (+2.16%) Land $55,000 Building $316,368 |
| 2023 | $3,961.00 (+2.3%) Homeowner's exemption | $363,509 (+2.83%) Land $50,000 Building $313,509 | $363,509 (+2.83%) Land $50,000 Building $313,509 |
| 2022 | $3,872.00 Homeowner's exemption | $353,517 | $353,517 Land $45,000 Building $308,517 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2691 Stormy Cir in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 145 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 64 (1995–2020) |
| Claims Outside the SFHA | 15 of 64 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2691 Stormy Cir is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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