McDowell County property record for 2691 Pinecove Rd, Old Fort, NC 28762
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1984 |
| Lot Size | 9.29 acres (404,672 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (May 2017) |
| Tax Bill | $2,582 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0648-00-70-6337 |
| Primary APN | 0648-00-70-6337 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,080 sqft Heated Area |
| Basement Area | 880 sqft |
| Finished Basement | 780 sqft |
| Unfinished Basement | 100 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 404,672 sqft (9.29 acres) |
| Lot Width | 292 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 64468 |
|---|---|
| Street Address | 2691 PINECOVE RD |
| City | OLD FORT |
| State | NC |
| Zip | 28762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 315,24 |
| Legal Subdivision | ADAM J REISMAN |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | CROOKED CREEK |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 970800 |
2691 Pinecove Rd, a rural home, is owned and occupied by an individual who bought it in May 2017.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2697 PINECOVE RD, OLD FORT, NC 28762-5813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 24, 2017 | Warranty Deed, Transfer HOMETRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2017 · Amount on File |
| Deed Sale | May 24, 2017 · Amount on File |
| Prior Sale | Oct 12, 2011 |
| Deed Document Number | 0001213717 |
| Deed Book / Page | 1213 / 717 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 2691 PINECOVE RD, OLD FORT, NC 28762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0013270588 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 1327/588 |
| Instrument | 2020005553 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | May 24, 2017 |
| Property Address | 2691 PINECOVE RD, OLD FORT, NC 28762 |
| Document Number | 0012130717 |
| Book / Page | 1213 / 0717 |
| Map Reference | MB 19 PG 57 |
| Instrument Date | May 24, 2017 |
| Instrument | 2017002478 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 92, HENDERSONVILLE, NC 28793-0092 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2697 PINECOVE RD, OLD FORT, NC 28762-5813 |
| Document Number | 2017002479 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 2017002479 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 2691 Pinecove Rd was $2,582.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,582.00 | $380,950 Land $137,930 Building $243,020 | |
| 2023 | $2,582.00 | $380,950 Land $137,930 Building $243,020 | $380,950 Land $137,930 Building $243,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2691 Pinecove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2691 Pinecove Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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