2691 Bowen Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 2691 Bowen Rd, Elma, NY 14059

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,725 sqft · built 1910
Lot Size	2.37 acres (103,237 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jun 2015)
Tax Bill	$8,662 (2026)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144200 137.02-4-5`

Property Details

APN / Parcel Number

Primary APN	`144200 137.02-4-5`
Alternative APN	`42001370200004005000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,725 sqft Total Area
1st Floor Area	2,194 sqft
2nd Floor Area	72 sqft
Upper Floors Area	459 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	103,237 sqft (2.37 acres)
Lot Dimensions	516 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	942 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2691 BOWEN RD
City	ELMA
State	NY
Zip	14059-9417
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02
Legal Subdivision	JAMES SPERRY FOR THE OGDEN
Legal Block	4
Legal Lot Number	5.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	1
Census Block	1010
Census Tract	14101

Owner

2691 Bowen Rd, a duplex, is owned and occupied by an individual who bought it in June 2015.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2691 BOWEN RD, ELMA, NY 14059-9417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2015 · Amount on File
Deed Sale	Jun 11, 2015 · Amount on File
Deed Document Number	2015115062
Deed Book / Page	11280 / 7564
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	2691 BOWEN RD, ELMA, NY 14059-9417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138601128
Date	Jun 22, 2018
Book Page	13860/1128
Instrument	2018124176

Lender

Name	ALDEN STATE BANK
Type	Bank
Address	LANCASTER, NY 14086

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2691 Bowen Rd was $8,662, down 3.4% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,662.00 (-3.43%)
2025	$8,970.00 (-39.52%)	$15,000 (-) Land $2,100 Building $12,900	$576,900 (+3.84%) Land $80,766 Building $496,134
2024	$14,831.00	$15,000 (-) Land $2,100 Building $12,900	$555,556 (+3.7%) Land $77,778 Building $477,778
2023		$15,000 Land $2,100 Building $12,900	$535,714 Land $75,000 Building $460,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2691 Bowen Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2691 Bowen Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20