Jackson County property record for 2690 Front St, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1972 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $57,500 (Nov 2017) |
| Tax Bill | $504 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-5N-11-0089-0000-0270 |
| Primary APN | 31-5N-11-0089-0000-0270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,074 sqft |
| 1st Floor Area | 1,296 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Width | 115 ft Width |
| Garage Type | Attached |
| Garage Area | 730 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,920 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2690 FRONT ST |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-3141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 169 P 171 OR 624 P 37 OR 822 P 70 OR 1140 P 518 OR 1391 P 132 COMM AT SEC OF NE1/4 OF NW1/4 OF SECT BEING ON N RTWY OF FRONT ST, RUN W ALONG RTWY 159.77 FT TO BEGIN, N 420 FT, W 123 FT, S 420 FT TO RTWY, E ALONG RTWY 123 FT TO POB... OR 1408 P 962 |
| Legal Range | 11W |
| Legal Township | 05N |
| Legal Section | 31 |
| Legal Block | 270 |
| Legal Lot Number | 90000 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 210400 |
Source: Jackson County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2690 FRONT ST, COTTONDALE, FL 32431-3141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Nov 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on Record |
| Deed Sale | Nov 1, 2017 · Amount on Record |
| Prior Sale | Dec 30, 2013 · Amount on Record |
| Deed Document Number | 201711994 |
| Deed Book / Page | 1550 / 122 |
| Prior Transfer Date | Jul 30, 2014 |
| Prior Transfer Doc | 0014300278 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 2690 FRONT ST, COTTONDALE, FL 32431-3141 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2690 FRONT ST, COTTONDALE, FL 32431-3141 |
| Document Number | 0018160606 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | 1816/606 |
| Instrument | 202332012944 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | 2050 PARKWAY OFFICE CIR, HOOVER, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | Nov 1, 2017 |
| Property Address | 2690 FRONT ST, COTTONDALE, FL 32431-3141 |
| Document Number | 0015500122 |
| Book / Page | 1550 / 0122 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 201732011994 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | OCEANSIDE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 937 VIEW DR, 937, ALFORD, FL 32420-7011 |
| Name | Verified Name |
|---|---|
| Address | 2690 FRONT ST, COTTONDALE, FL 32431-3141 |
| Document Number | 0015500123 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 1550/0123 |
| Instrument | 201732011995 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Jackson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Municipality | Cottondale Town |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $504.00 (+1.61%) Homeowner's exemption | $60,840 (+2.9%) | $106,599 (-1.8%) Land $6,325 Building $100,274 |
| 2024 | $496.00 (+3.55%) Homeowner's exemption | $59,125 (+3%) | $108,558 (+1.66%) Land $6,325 Building $102,233 |
| 2023 | $479.00 (+7.64%) Homeowner's exemption | $57,403 (+3%) | $106,785 (+20.23%) Land $6,325 Building $100,460 |
| 2022 | $445.00 Homeowner's exemption | $55,731 | $88,818 Land $6,325 Building $82,493 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTONDALE WATER SYSTEM serves 861 people · EPA ID FL1320143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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