269 W Emerson Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 269 W Emerson Ave, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,947 sqft · built 1961
Lot Size	0.156 acres (6,800 sqft)
Owner	Individual Name on File
Last Sale	$417,500 (Aug 2017)
Tax Bill	$5,472 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`233-170-030-000`

Property Details

APN / Parcel Number

Primary APN	`233-170-030-000`
Alternative APN	`233-170-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	1,947 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,800 sqft (0.156 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	233-170-03
Street Address	269 W EMERSON AVE
City	TRACY
State	CA
Zip	95376-3056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PARKER COURT
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1010
Census Tract	5303

Owner

269 W Emerson Ave is owned and occupied by an individual who bought it in August 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	269 W EMERSON AVE, TRACY, CA 95376-3056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Oct 12, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Nov 23, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Aug 3, 2017	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2017 · Amount on File
Deed Sale	Aug 3, 2017 · Amount on File
Deed Document Number	201788413
Prior Transfer Date	Aug 29, 2007
Prior Transfer Doc	0000154221
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	269 W EMERSON AVE, TRACY, CA 95376-3056
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 W EMERSON AVE, TRACY, CA 95376-3056

Mortgage

Document Number	0000073688
Date	Sep 18, 2023
Instrument	2023-073688

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	287 Months
Due	Aug 1, 2047

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	269 W EMERSON AVE, TRACY, CA 95376-3056
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 W EMERSON AVE, TRACY, CA 95376-3056

Mortgage

Document Number	0000117771
Date	Oct 12, 2022
Instrument	2022-117771

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Aug 1, 2047

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	269 W EMERSON AVE, TRACY, CA 95376-3056
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 W EMERSON AVE, TRACY, CA 95376-3056

Mortgage

Document Number	0000194544
Date	Nov 23, 2021
Instrument	2021-194544

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Aug 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	269 W EMERSON AVE, TRACY, CA 95376-3056
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 W EMERSON AVE, TRACY, CA 95376-3056

Mortgage

Document Number	0000140010
Date	Aug 23, 2021
Instrument	2021-140010

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Aug 1, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 3, 2017
Property Address	269 W EMERSON AVE, TRACY, CA 95376-3056
Document Number	0000088413
Map Reference	VOL16 PG62
Instrument Date	Jul 28, 2017
Instrument	2017-088413
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 W EMERSON AVE, TRACY, CA 95376-3056

Mortgage

Document Number	0000088415
Date	Aug 3, 2017
Instrument	2017-088415

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 269 W Emerson Ave was $5,472.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,472.00 (-0.04%)
2025	$5,474.00	$475,039 Land $113,781 Building $361,258
2023	$4,965.00 (+2.08%)	$456,594 Land $109,363 Building $347,231	$576,270
2022	$4,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 269 W Emerson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 269 W Emerson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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