269 Stagecoach Dr, Elgin, IL 60124 Property Records

Kane County property record for 269 Stagecoach Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,573 sqft · built 2010
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Jan 2017)
Tax Bill	$11,442 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-177-004`

Property Details

APN / Parcel Number

Primary APN	`06-19-177-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,573 sqft Living Area
Gross Area	5,146 sqft
1st Floor Area	2,573 sqft
Basement Area	2,573 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	269 STAGECOACH DR
City	ELGIN
State	IL
Zip	60124-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 4 LT 94
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	94
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851911

Owner

269 Stagecoach Dr is owned and occupied by two individuals who acquired it in April 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	269 STAGECOACH DR, ELGIN, IL 60124-3825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 9, 2020	Quit Claim Deed, Transfer GUARANTEED RATE
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage USLENDING&FINANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2017 · Amount on File
Deed Sale	Jan 3, 2017 · Amount on File
Prior Sale	Feb 23, 2011 · Amount on File
Deed Document Number	201742
Last Transfer Date	Apr 24, 2020
Transfer Doc	0000029859
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	269 STAGECOACH DR, ELGIN, IL 60124-3825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053244
Date	Sep 16, 2020
Instrument	2020K053244

Lender

Name	US BANK NA
Type	Bank
Address	DEERFIELD, IL 60015

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 9, 2020
Property Address	269 STAGECOACH DR, ELGIN, IL 60124-3825
Document Number	0000029859
Instrument Date	Apr 24, 2020
Instrument	29859
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	269 STAGECOACH DR ELGIN IL 601243825, ELGIN, IL 60124-3825

Mortgage

Document Number	29860
Date	Jun 9, 2020
Instrument	29860

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60640

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 8, 2040

Interest

Rate Type	Fixed Rate
Rate	3%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 3, 2017
Property Address	269 STAGECOACH DR, ELGIN, IL 60124-3825
Document Number	0000000042
Instrument Date	Dec 23, 2016
Instrument	42
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4965 N HARLEM AVE CHICAGO IL 60656, CHICAGO, IL 60656

Mortgage

Document Number	43
Date	Jan 3, 2017
Instrument	43

Lender

Name	USLENDING&FINANCE
Type	Funding / Finance Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 269 Stagecoach Dr was $11,442 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,442.00 Homeowner's exemption	$154,112 (+8.57%) Land $43,240 Building $110,872	$462,521 (+8.57%) Land $129,772 Building $332,749
2024		$141,947 Land $39,827 Building $102,120	$426,011 Land $119,529 Building $306,483
2022	$10,627.00 (+3.41%) Homeowner's exemption	$116,931 (+6.96%) Land $32,808 Building $84,123	$350,793 (+6.96%) Land $98,424 Building $252,369
2021	$10,277.00 Homeowner's exemption	$109,322 Land $30,673 Building $78,649	$327,966 Land $92,019 Building $235,947

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 269 Stagecoach Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 269 Stagecoach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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