269 Spence Ln, Elgin, TX 78621 Property Records

Bastrop County property record for 269 Spence Ln, Elgin, TX 78621

Property Summary

Property Type	Mobile Home
Details	1,560 sqft · built 2004
Lot Size	2.97 acres (129,765 sqft)
Owner	2 Individual Names on Record
Tax Bill	$728 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R97203`

Property Details

APN / Parcel Number

Primary APN	`R97203`
Alternative APN	`O0002379`

Interior

Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,004 sqft
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	129,765 sqft (2.97 acres)
Porch	Covered Porch
Porch Area	624 sqft

Location & Zoning

Street Address	269 SPENCE LN
City	ELGIN
State	TX
Zip	78621-5010
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	A288 RAINS, JAMES, ACRES 2.979, (MH 30X52, S/N 12336487A/B, L/N PFS0775924/25)
Legal Subdivision	RAINS, JAMES
Legal Block	2
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	950102

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	269 SPENCE LN, ELGIN, TX 78621-5010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage FRONTIER BANK OF TEXAS
Oct 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage FRONTIER BANK OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	269 SPENCE LN, ELGIN, TX 78621-5010
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 SPENCE LN, ELGIN, TX 78621-5010

Mortgage

Document Number	0202214031
Date	Jun 21, 2022
Instrument	202214031

Lender

Name	FRONTIER BANK OF TEXAS
Type	Bank
Address	ELGIN, TX 78621

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	269 SPENCE LN, ELGIN, TX 78621-5010
Transaction Type	Mortgage
Record Updated	Oct 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201814385
Date	Oct 4, 2018
Instrument	201814385

Lender

Name	FRONTIER BANK OF TEXAS
Type	Bank
Address	ELGIN, TX 78621

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 27, 2028

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$728.00 (+45.02%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$218,446 (-13.07%)	$286,400 (+13.97%) Land $188,779 Building $97,621
2024	$502.00
2023	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$251,285 Land $139,955 Building $111,330	$251,285 Land $139,955 Building $111,330
2022	$1,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: SOS Communications.

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