269 Rosebay Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 269 Rosebay Dr, Encinitas, CA 92024

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,496 sqft · built 1971
Lot Size	0.85 acres (3,700 sqft)
Owner	2 Company Names on Record
Last Sale	$1,350,000 (Jan 2022)
Tax Bill	$15,990 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`257-080-20-01`

Property Details

APN / Parcel Number

Primary APN	`257-080-20-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,496 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Duplex Single
Lot Area	3,700 sqft (0.85 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	269 ROSEBAY DR
City	ENCINITAS
State	CA
Zip	92024-3343
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R11
Legal Description	LOT 70 UND 1/2 INT WI EXCLUSIVE USE OF NLY POR OF TR 006585
Legal Subdivision	PACIFIC SERENA
Legal Tract	006585
Legal Block	2
Legal Lot Number	70
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17606

Owner

Source: San Diego County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	269 ROSEBAY DR, ENCINITAS, CA 92024-3343
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Intrafamily Transfer, Transfer
Nov 1, 2023	Intrafamily Transfer, Transfer
Jan 19, 2022	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 1, 2019	Deed of Trust, Mortgage · Conventional with PMI HOME LNS TODAY
Sep 1, 2018	Loan Modification, Mortgage · Conventional with PMI CALIFORNIA BK&TR
Apr 3, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Mar 26, 2008 · Amount on Record
Deed Document Number	202227152
Last Transfer Date	Oct 26, 2023
Transfer Doc	0000301643
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2023
Property Address	269 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number	0000301644
Map Reference	MAP 6585
Instrument Date	Oct 26, 2023
Instrument	2023-0301644
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	269 ROSEBAY DR, ENCINITAS, CA 92024-3343

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2023
Property Address	269 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number	0000301643
Map Reference	MAP 6585
Instrument Date	Oct 26, 2023
Instrument	2023-0301643
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	269 ROSEBAY DR, ENCINITAS, CA 92024-3343

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2022
Property Address	269 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number	0000027152
Map Reference	MAP 6585
Instrument Date	Jan 3, 2022
Instrument	2022-0027152
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	269 ROSEBAY DR, ENCINITAS, CA 92024-3343

Mortgage

Document Number	0000027153
Date	Jan 19, 2022
Instrument	2022-0027153

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	269 ROSEBAY DR, ENCINITAS, CA 92024-3343
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 ROSEBAY DR, ENCINITAS, CA 92024-3343

Mortgage

Document Number	0000198648
Date	Mar 15, 2021
Instrument	2021-0198648

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	269 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number	0000142179
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	269 ROSEBAY DR ENCINITAS CA 920243343, ENCINITAS, CA 92024-3343

Mortgage

Document Number	0000142179
Date	Apr 19, 2019
Instrument	142179

Lender

Name	HOME LNS TODAY
Type	Funding / Finance Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	269 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number	0000453488
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	269 ROSEBAY DR ENCINITAS CA 920243343, ENCINITAS, CA 92024-3343

Mortgage

Document Number	0000453488
Date	Oct 30, 2018
Instrument	453488

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	ROSENBERG, TX 77471

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2017
Property Address	269 ROSEBAY DR, ENCINITAS, CA 92024-3343
Instrument Date	Mar 27, 2017
Instrument	148800
Transaction Type	Construction Loan
Record Updated	Apr 10, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	269 ROSEBAY DR ENCINITAS CA 920243343, ENCINITAS, CA 92024-3343

Mortgage

Document Number	0000148800
Date	Apr 3, 2017
Instrument	148800

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	384 Months
Due	Apr 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,461,282 (+2%) Land $1,266,445 Building $194,837
2025	$15,990.00 (+6.32%)	$1,432,630 (+4.04%) Land $1,241,613 Building $191,017
2023	$15,040.00 (+129.79%)	$1,377,000 Land $1,193,400 Building $183,600
2022	$6,545.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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