269 Ridge Trail Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 269 Ridge Trail Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,009 sqft · built 1964
Lot Size	0.315 acres (13,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,500 (Nov 2023)
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-61-0222`

Property Details

APN / Parcel Number

Primary APN	`16Q-61-0222`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	2,607 sqft
1st Floor Area	2,009 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,700 sqft (0.315 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	269 RIDGE TRAIL DR
City	CHESTERFIELD
State	MO
Zip	63017-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	RIVER BEND ESTATES FOURTH ADDITION LOT 269
Legal Subdivision	RIVER BEND ESTATES FOURTH ADDITION
Legal Lot Number	269
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2019
Census Tract	215105

Owner

Source: St. Louis County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	269 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Affidavit of Death of Joint Tenant, Transfer
Nov 7, 2023	Warranty Deed, Transfer · Conventional Mortgage OZARKS FSLA
Nov 7, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on Record
Deed Sale	Nov 7, 2023 · Amount on Record
Deed Document Number	2023398
Prior Transfer Date	Oct 31, 2023
Prior Transfer Doc	0000000395
Record Updated	Oct 29, 2026

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Nov 7, 2023
Property Address	269 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3030
Document Number	2023110700395
Map Reference	MB 109 PG 5
Instrument Date	Nov 1, 2023
Instrument	2023110700395
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 RIVER RD, SAINT LOUIS, MO 63125

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 7, 2023
Property Address	269 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3030
Document Number	2023110700398
Map Reference	MB 109 PG 5
Instrument Date	Nov 1, 2023
Instrument	2023110700398
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ORT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	269 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3030

Mortgage

Document Number	2023110800010
Date	Nov 8, 2023
Instrument	2023110800010

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	6.62%
Max Rate At Change	8.62%
Index	12-Month MTA
Max Rate	12.6%

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Nov 7, 2023
Property Address	269 RIDGE TRAIL DR, CHESTERFIELD, MO 63017-3030
Document Number	2023110700394
Map Reference	MB 109 PG 5
Instrument Date	Nov 1, 2023
Instrument	2023110700394
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,970 (-) Land $43,510 Building $25,460	$363,000 (-) Land $229,000 Building $134,000
2025	$4,317.00 (+7.98%)	$68,970 (+14.28%) Land $43,510 Building $25,460	$363,000 (+14.29%) Land $229,000 Building $134,000
2024	$3,998.00 (+4.25%)
2023	$3,835.00 (+7.18%)	$60,350 (+16.91%) Land $27,080 Building $33,270	$317,600 (+16.89%) Land $142,500 Building $175,100
2022	$3,578.00	$51,620 Land $23,200 Building $28,420
2021			$271,700 Land $122,100 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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