269 Ocean St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 269 Ocean St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 3,673 sqft · built 1906
Lot Size	0.101 acres (4,413 sqft)
Owner	2 Individual Names on File
Last Sale	$1,070,000 (Apr 2025)
Tax Bill	$10,169 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:081 L:576 S:005`

Property Details

APN / Parcel Number

Primary APN	`B:081 L:576 S:005`
Alternative APN	`LYNN M:081 B:576 L:005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,673 sqft Living Area
Gross Area	6,558 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,413 sqft (0.101 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	269 OCEAN ST
City	LYNN
State	MA
Zip	01902-3227
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	576
Legal Lot Number	5
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4008
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	269 OCEAN ST, LYNN, MA 01902-3227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2025	Deed of Trust, Mortgage · Commercial Mortgage MTG FUNDING 05 LLC
Apr 25, 2025	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 14, 2023	Quit Claim Deed, Construction Loan · Construction Mortgage 388 LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Nov 14, 2023 · Amount on Record
Deed Book / Page	42681 / 587
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	269 OCEAN ST, LYNN, MA 01902-3227
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042587-394
Date	Feb 25, 2025
Book Page	42587/394
Instrument	20250225001020

Lender

Name	MTG FUNDING 05 LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2050

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 25, 2025
Property Address	269 OCEAN ST, LYNN, MA 01902-3227
Document Number	042681-587
Book / Page	42681 / 587
Instrument Date	Apr 25, 2025
Instrument	20250425002270
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	269 OCEAN ST, LYNN, MA 01902-3227

Mortgage

Document Number	20250425002280
Date	Apr 25, 2025
Instrument	20250425002280

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2023: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 14, 2023
Property Address	269 OCEAN ST, LYNN, MA 01902-3227
Document Number	041858-442
Book / Page	41858 / 442
Instrument Date	Nov 14, 2023
Instrument	20231114003140
Transaction Type	Construction Loan
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 SHERIDAN ST, LYNN, MA 01902-2851

Mortgage

Document Number	231114003150
Date	Nov 14, 2023
Instrument	231114003150

Lender

Name	388 LENDING LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,169.00 (+3.07%)	$981,536 (+4.76%) Land $214,700 Building $766,836
2024	$9,866.00 (+1.66%)	$936,900 (+7.64%) Land $227,500 Building $709,400
2023	$9,705.00	$870,400 Land $210,800 Building $659,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Starry, T-Mobile USA.

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