269 Oak Leaf Dr, Winona, MN 55987 Property Records

Winona County property record for 269 Oak Leaf Dr, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,580 sqft · built 1988
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$398,500 (Jan 2022)
Tax Bill	$5,338 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2022 Transfer + 1 more
APN	`32.523.0360`

Property Details

APN / Parcel Number

Primary APN	`32.523.0360`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
1st Floor Area	990 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	13.1 ft deep x 9.8 ft wide
Garage Area	1,639 sqft
Porch	Open Porch
Porch Area	320 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	269 OAK LEAF DR
City	WINONA
State	MN
Zip	55987-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-106 RANGE-007 VALLEY OAKS 2ND SUBD LOT-002 BLOCK-005 & NLY 15' LOT 1 BLK 5
Legal Range	007
Legal Township	106
Legal Section	02
Legal Subdivision	VALLEY OAKS 2ND
Legal Block	5
Legal Lot Number	1-2
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3021
Census Tract	670802

Owner

269 Oak Leaf Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	269 OAK LEAF DR, WINONA, MN 55987-6028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Jan 25, 2022	Intrafamily Transfer, Transfer KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Deed Document Number	2022640436
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	269 OAK LEAF DR, WINONA, MN 55987-6028
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 OAK LEAF DR, WINONA, MN 55987-6028

Mortgage

Document Number	000A645189
Date	Sep 14, 2022
Instrument	A645189

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINONA MN
Recording Date	Jan 25, 2022
Property Address	269 OAK LEAF DR, WINONA, MN 55987-6028
Document Number	000A640438
Instrument Date	Jan 21, 2022
Instrument	A640438
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	269 OAK LEAF DR, WINONA, MN 55987-6028

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jan 25, 2022
Property Address	269 OAK LEAF DR, WINONA, MN 55987-6028
Document Number	000A640436
Instrument Date	Jan 20, 2022
Instrument	A640436
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,315.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 OAK LEAF DR, WINONA, MN 55987-6028

Mortgage

Document Number	000A640437
Date	Jan 25, 2022
Instrument	A640437

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 269 Oak Leaf Dr was $5,338 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,338.00 Homeowner's exemption	$486,100 (+7.02%) Land $56,700 Building $429,400	$486,100 (+7.02%) Land $56,700 Building $429,400
2025		$454,200 Land $56,700 Building $397,500	$454,200 Land $56,700 Building $397,500
2023	$3,780.00 Homeowner's exemption	$377,600 Land $53,500 Building $324,100	$377,600 Land $53,500 Building $324,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 269 Oak Leaf Dr; 12 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 269 Oak Leaf Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Cable in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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