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269 Lagoon Ave, Naples, FL 34108 Property Records

Collier County property record for 269 Lagoon Ave, Naples, FL 34108

Property Summary

Property TypeSingle Family Home
Details2,396 sqft · built 1992
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Tax Bill$3,946 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Apr 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN233800 L 213A29

Property Details

APN / Parcel Number

Primary APN233800 L 213A29
Alternative APNs
  • 27584200008052600L213
  • 27584200008

Interior

Stories1 Story
Building Area2,396 sqft Living Area
1st Floor Area2,396 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeWood
Lot Area9,148 sqft (0.21 acres)
View / LotWaterfront
Boat AccessBoat Access

Location & Zoning

Street Address269 LAGOON AVE
CityNAPLES
StateFL
Zip34108-2350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionCONNERS VANDERBILT BCH EST UNIT 2 BLK L LOT 21
Legal Range25
Legal Township48
Legal Section29
Legal SubdivisionCONNERS VANDERBILT BCH EST #2
Legal Tract233800
Legal BlockL
Legal Lot Number21
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3000
Census Tract10209

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address269 LAGOON AVE, NAPLES, FL 34108-2350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Apr 12, 2018Loan Modification, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 30, 1995
Transfer Doc2045000701
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address269 LAGOON AVE, NAPLES, FL 34108-2350
Transaction TypeMortgage
Record UpdatedFeb 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address269 LAGOON AVE, NAPLES, FL 34108-2350

Mortgage

Document Number0063301735
DateFeb 16, 2024
Book Page6330/1735
Instrument6508928
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateApr 1, 2027
Change Frequency3 Years
Min Rate At Change3.5%
Max Rate At Change6.5%
Index3-Year TN
Max Rate10%

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Property Address269 LAGOON AVE, NAPLES, FL 34108-2350
Document Number0055033849
Instrument DateApr 12, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address269 LAGOON AVE NAPLES FL 341082350, NAPLES, FL 34108-2350

Mortgage

Document Number0055033849
DateMay 1, 2018
Book Page005503/003849
Instrument5548849
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 30, 2048
Interest
Rate TypeAdjustable Rate
Rate2%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,461 (+2.7%)$1,643,660 (+1.18%) Land $1,305,000 Building $338,660
2025$3,946.00 (+3.33%) Homeowner's exemption$398,696 (+5.99%)$1,624,545 (-39.6%) Land $1,170,000 Building $454,545
2023$3,819.00 (-1.9%) Homeowner's exemption$376,175 (+3%)$2,689,786 (+67.78%) Land $2,367,000 Building $322,786
2022$3,893.00 Homeowner's exemption$365,218$1,603,181 Land $1,266,300 Building $336,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 218 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies499 units insured
incl. 281 condo units
Nearby Flood Claims411 (1982–2024)
Claims Outside the SFHA3 of 411
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 68 claims
  • Hurricane Ian, Oct 2022 · 128 claims
  • Hurricane Ian, Oct 2022 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Summit Broadband.

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