Okaloosa County property record for 269 Edge Ave, Valparaiso, FL 32580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,217 sqft · built 1958 |
| Lot Size | 0.258 acres (11,245 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jan 2020) |
| Tax Bill | $1,791 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-9621-8 |
| Primary APN | C56-000-593-9621-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| Gross Area | 1,431 sqft |
| 1st Floor Area | 1,217 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,245 sqft (0.258 acres) |
| Garage Type | Carport |
| Garage Area | 160 sqft |
| Carport | Carport |
| Carport Area | 160 sqft |
| Porch | Slab |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 269 EDGE AVE |
|---|---|
| City | VALPARAISO |
| State | FL |
| Zip | 32580-1355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALPARAISO PLAT 1 LOT 3 BLK 3 |
| Legal Range | 23W |
| Legal Township | 01S |
| Legal Section | 12 |
| Legal Subdivision | VALPARAISO |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 21200 |
269 Edge Ave is owned and occupied by an individual who bought it in January 2020.
Source: Okaloosa County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 269 EDGE AVE, VALPARAISO, FL 32580-1355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 7, 2020 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2020 · Amount on File |
| Deed Sale | Jan 7, 2020 · Amount on File |
| Deed Document Number | 20203328486 |
| Deed Book / Page | 3437 / 811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 269 EDGE AVE, VALPARAISO, FL 32580-1355 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 269 EDGE AVE, VALPARAISO, FL 32580-1355 |
| Document Number | 0036182326 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 3618/2326 |
| Instrument | 3545376 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 7, 2020 |
| Property Address | 269 EDGE AVE, VALPARAISO, FL 32580-1355 |
| Document Number | 0034370811 |
| Book / Page | 3437 / 0811 |
| Map Reference | MB 1 PG 58 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 3328486 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | BRADLEY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4948 NIAGARA DR NW, 4948, ACWORTH, GA 30102-7935 |
| Name | Verified Name |
|---|---|
| Address | 1501 PARTIN DR N APT 144, 144, NICEVILLE, FL 32578-1468 |
| Document Number | 0034370814 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 3437/0814 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 269 Edge Ave was $1,791 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Valparaiso City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,791.00 Homeowner's exemption | $161,845 | $217,953 Land $106,734 Building $111,219 |
| 2023 | $1,611.00 (+3.27%) Homeowner's exemption | $152,703 (+3%) | $203,572 (+12.3%) Land $90,091 Building $113,481 |
| 2022 | $1,560.00 Homeowner's exemption | $148,255 | $181,268 Land $74,610 Building $106,658 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 269 Edge Ave in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 67 (1990–2020) |
| Claims Outside the SFHA | 15 of 67 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 269 Edge Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VALPARAISO serves 5,722 people · EPA ID FL1460149 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| City of Valparaiso Cable | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink.
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