269 Coy Rd, Biscoe, NC 27209 Property Records

Montgomery County property record for 269 Coy Rd, Biscoe, NC 27209

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,944 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$853 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7578 00 73 7582`

Property Details

APN / Parcel Number

Primary APN	`7578 00 73 7582`
Alternative APN	`1479877`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,944 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1479877
Street Address	269 COY RD
City	BISCOE
State	NC
Zip	27209-9606
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	STEWART LOT 2A STEWART #2A
Legal Lot Number	2A
Jurisdiction	MONTGOMERY NC
Township / Civil Division	BISCOE
Census Block Group	1
Census Block	1077
Census Tract	960101

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	269 COY RD, BISCOE, NC 27209-9606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLTEN MORTGAGE
Feb 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	269 COY RD, BISCOE, NC 27209-9606
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0811/0872
Date	Jul 23, 2018
Book Page	0811/0872
Instrument	355436

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	269 COY RD, BISCOE, NC 27209-9606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	863/910
Date	Jan 13, 2021
Book Page	863/910
Instrument	366337

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Feb 27, 2018
Property Address	269 COY RD, BISCOE, NC 27209-9606
Document Number	0804/0185
Book / Page	0804 / 0185
Map Reference	CAB G SL 25-C
Instrument Date	Feb 20, 2018
Instrument	353715
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,736 (-) Land $12,500 Building $126,236	$138,736 (-) Land $12,500 Building $126,236
2025	$853.00	$138,736 (-) Land $12,500 Building $126,236	$138,736 (-) Land $12,500 Building $126,236
2023		$138,736 Land $12,500 Building $126,236	$138,736 Land $12,500 Building $126,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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