269 Cottage St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 269 Cottage St, Franklin, MA 02038 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,362 sqft · built 1925
Lot Size	0.187 acres (8,159 sqft)
Owner	2 Individual Names on File
Last Sale	$191,750 (Jul 2009)
Tax Bill	$4,869 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-069`

Property Details

APN / Parcel Number

Primary APN	`56-069`
Alternative APNs	`FRAN M:296 L:170` `M:056 L:069`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	2,931 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,159 sqft (0.187 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	56-069
Street Address	269 COTTAGE ST
City	FRANKLIN
State	MA
Zip	02038-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	170
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2003
Census Tract	442204

Owner

Source: Norfolk County and Franklin Town City records · APN 56-069

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	269 COTTAGE ST, FRANKLIN, MA 02038-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2009 · Amount on Record
Deed Sale	Jul 23, 2009 · Amount on Record
Prior Sale	Dec 22, 2008 · Amount on Record
Deed Document Number	200983314
Deed Book / Page	26916 / 359
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	269 COTTAGE ST, FRANKLIN, MA 02038-3024
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040457-235
Date	Apr 12, 2022
Book Page	40457/235
Instrument	31953

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,869.00 (+3.16%)	$419,000 (+4.67%) Land $234,800 Building $184,200	$439,660 (-3.4%)
2024	$4,720.00 (-6.27%)	$400,300 (-) Land $234,800 Building $165,500	$455,145
2023	$5,036.00	$400,300 Land $256,300 Building $144,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.