Larimer County property record for 2689 Trap Creek Dr, Timnath, CO 80547
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,670 sqft · built 2019 |
| Lot Size | 0.218 acres (9,510 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $602,475 (Jan 2020) |
| Tax Bill | $7,595 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 87243-16-004 |
| Primary APN | 87243-16-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| Basement Area | 1,670 sqft |
| Finished Basement | 1,014 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,510 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Balcony | Balcony |
| Balcony Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1664798 |
|---|---|
| Street Address | 2689 TRAP CREEK DR |
| City | TIMNATH |
| State | CO |
| Zip | 80547-4610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, BLOCK 36, WILDWING FINAL PLAT FILING NO 3, TIM (20170045250) |
| Legal Quarter | SW |
| Legal Subdivision | WILDWING FINAL PLAT FILING NO 3 |
| Legal Block | 36 |
| Legal Lot Number | 4 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | TIMNATH-WELLINGTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 2506 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2689 TRAP CREEK DR, TIMNATH, CO 80547-4610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jan 13, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE HM LNDG |
| Aug 21, 2019 | Trustee's Deed, Construction Loan · Line of Credit POINTS W CMNTY BK |
| Aug 6, 2019 | Grant Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2020 · Amount on Record |
| Deed Sale | Jan 13, 2020 · Amount on Record |
| Deed Document Number | 20200002619 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2689 TRAP CREEK DR, TIMNATH, CO 80547-4610 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 2689 TRAP CREEK DR, TIMNATH, CO 80547-4610 |
| Document Number | 0000069093 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 20220069093 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2689 TRAP CREEK DR, TIMNATH, CO 80547-4610 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000074142 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 20200074142 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jan 13, 2020 |
| Property Address | 2689 TRAP CREEK DR, TIMNATH, CO 80547-4610 |
| Document Number | 0000002619 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 2619 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2689 TRAP CREEK DR TIMNATH CO 80547, TIMNATH, CO 80547 |
| Document Number | 2620 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 2620 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 21, 2019 |
| Property Address | 2689 TRAP CREEK DR, TIMNATH, CO 80547-4610 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 49443 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4801 GOODMAN ST TIMNATH CO 805472297, TIMNATH, CO 80547-2297 |
| Investor | Possibly a Property Investor |
| Document Number | 0000049443 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 49443 |
| Name | POINTS W CMNTY BK |
|---|---|
| Type | Bank |
| Address | WINDSOR, CO 80550 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 20, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 6, 2019 |
| Property Address | 2689 TRAP CREEK DR, TIMNATH, CO 80547-4610 |
| Document Number | 0000045202 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 45202 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $18.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4801 GOODMAN ST TIMNATH CO 805472297, TIMNATH, CO 80547-2297 |
| Investor | Possibly a Property Investor |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Timnath Town |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,595.00 (-4.8%) | $44,300 (-16.35%) Land $11,894 Building $32,406 | $708,800 (-10.32%) Land $190,300 Building $518,500 |
| 2023 | $7,978.00 (+26.25%) | $52,957 (+32.72%) Land $19,162 Building $33,795 | $790,400 (+37.68%) Land $286,000 Building $504,400 |
| 2022 | $6,319.00 | $39,900 Land $10,425 Building $29,475 | $574,100 Land $150,000 Building $424,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 68% of Colorado |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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