2688 Seneca Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 2688 Seneca Dr, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,608 sqft · built 1996
Lot Size0.45 acres (19,602 sqft)
Owner2 Company Names on Record
Last Sale$737,500 (May 2025)
Tax Bill$3,194 (2025)
Deeds & MortgagesMay 2021 Mortgage
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN009851-0890

Property Details

APN / Parcel Number

Primary APN009851-0890

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,608 sqft Living Area
Gross Area3,390 sqft
1st Floor Area2,608 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,602 sqft (0.45 acres)
Garage TypeAttached
Garage Area782 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area406 sqft
PorchFinished/Open Porch
Porch Area369 sqft
Deck AreaDeck Area
Patio Area970 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2688 SENECA DR
CitySAINT JOHNS
StateFL
Zip32259-2120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description23/6-14 CIMARRONE GOLF & COUNTRY CLUB UNIT 1 LOT 89 OR6144/102
Legal Range27E
Legal Township05S
Legal Section13
Legal SubdivisionCIMARRONE GOLF & COUNTRY CLUB UNIT ONE
Legal Block1
Legal Lot Number89
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1011
Census Tract20810

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2688 SENECA DR, SAINT JOHNS, FL 32259-2120
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Dec 16, 2016Deed of Trust, Mortgage · VA Mortgage
MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2025 · Amount on Record
Deed SaleMay 6, 2025 · Amount on Record
Prior SaleNov 30, 2015 · Amount on Record
Deed Document Number202535466
Deed Book / Page6144 / 102
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2688 SENECA DR, SAINT JOHNS, FL 32259-2120
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2688 SENECA DR, SAINT JOHNS, FL 32259-2120

Mortgage

Document Number0052631234
DateMay 12, 2021
Book Page5263/1234
Instrument2021053601
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2688 SENECA DR, SAINT JOHNS, FL 32259-2120
Document Number0043220013
Book / Page004322 / 000013
Instrument DateDec 16, 2016
Transaction TypeMortgage
Record UpdatedFeb 9, 2017
Title CompanyARMOUR SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2688 SENECA DR ST JOHNS FL 322592120, ST JOHNS, FL 32259-2120

Mortgage

Document Number0043220013
DateJan 25, 2017
Book Page004322/000013
Instrument5888
Lender
NameMORTGAGE SOLUTIONS/CO
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 24, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$585,503 (+128.62%) Land $155,000 Building $430,503$585,503 (+5.39%) Land $155,000 Building $430,503
2025$3,194.00 (+13.38%) Homeowner's exemption Widower's exemption$256,105 (+5.99%)$555,555 (+7.4%) Land $148,000 Building $407,555
2024$2,817.00 (+2.14%)
2023$2,758.00 (+0.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$241,638 (+3%)$517,284 (+11.35%) Land $135,000 Building $382,284
2022$2,735.00 Homeowner's exemption$234,600$464,569 Land $112,000 Building $352,569

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 181 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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