Morgan County property record for 2688 Roach Rd, Ashland, IL 62612 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 824 sqft · built 1915 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jun 2024) |
| Tax Bill | $3,987 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Nov 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-03-100-004 |
| Primary APN | 05-03-100-004 |
|---|
| Building Area | 824 sqft Living Area |
|---|
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 108,900 sqft (2.5 acres) |
| Street Address | 2688 ROACH RD |
|---|---|
| City | ASHLAND |
| State | IL |
| Zip | 62612-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK:9 TWP:0 SECT/LOT:3 E END N 1/2 NW BK-229 PG-315 10-68 |
| Legal Range | 09W |
| Legal Township | 16N |
| Legal Section | 03 |
| Legal Subdivision | NORTHWEST QUARTER OF |
| Legal Block | 9 |
| Legal Lot Number | 3 |
| Jurisdiction | MORGAN IL |
| Township / Civil Division | ALEXANDER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 951500 |
Source: Morgan County records · APN 05-03-100-004
Assessment roll updated May 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2688 ROACH RD, ASHLAND, IL 62612-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage WATERMAN BANK |
| Nov 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INB NATIONAL ASSOCIATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Prior Sale | Dec 21, 2021 · Amount on Record |
| Deed Document Number | 2024651666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN IL |
| Recording Date | Dec 21, 2021 |
| Property Address | 2688 ROACH RD, ASHLAND, IL 62612-3411 |
| Document Number | 0000640836 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 640836 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $107.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2688 ROACH RD, ASHLAND, IL 62612-3411 |
| Document Number | 0000640837 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 640837 |
| Name | WATERMAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN IL |
| Property Address | 2688 ROACH RD, ASHLAND, IL 62612-3411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 628929 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 628929 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Non-Lending Institution |
| Address | SPRINGFIELD, IL 62701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 71 Months |
| Due | Oct 28, 2025 |
Source: Morgan County records · Assessment roll updated May 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Morgan County |
| Unified School District | A-C Central Community Unit School District 262 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,987.00 (+13.2%) | $55,650 (+11.01%) Land $6,320 Building $49,330 | $166,950 (+11.01%) Land $18,960 Building $147,990 |
| 2024 | $3,522.00 (+10.03%) | ||
| 2023 | $50,130 (+10.01%) Land $5,690 Building $44,440 | $150,390 (+10.01%) Land $17,070 Building $133,320 | |
| 2022 | $3,201.00 (+35.18%) Homeowner's exemption | $45,570 Land $5,170 Building $40,400 | $136,710 Land $15,510 Building $121,200 |
| 2021 | $2,368.00 |
Source: FEMA National Flood Hazard Layer, Morgan County (17137C), updated August 18, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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