26878 Fairmount Rd, Westover, MD 21871 Property Records

Somerset County property record for 26878 Fairmount Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,770 sqft · built 1973
Lot Size	0.562 acres (24,480 sqft)
Owner	Individual Name on Record
Last Sale	$29,999 (Dec 2019)
Tax Bill	$2,036 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2019 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`06-100988`

Property Details

APN / Parcel Number

Primary APN	`06-100988`
Alternative APNs	`6100988` `100988`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	24,480 sqft (0.562 acres)
Lot Dimensions	204 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	245 sqft
Deck Area	81 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	100988
Street Address	26878 FAIRMOUNT RD
City	WESTOVER
State	MD
Zip	21871-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	0.562 ACRE N/S RT 361 LOWER FAIRMOUNT
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3009
Census Tract	930800

Owner

Source: Somerset County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26878 FAIRMOUNT RD, WESTOVER, MD 21871-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit GOODLEAP LLC
Jul 25, 2019	Grant Deed, Transfer SERVICELINK
Sep 18, 2018	Quit Claim Deed, Foreclosure SERVICELINK
Jan 23, 2018	Grant Deed, Foreclosure SERVICELINK
Aug 21, 2017	Quit Claim Deed, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Book / Page	1066 / 206
Prior Transfer Date	Aug 1, 2018
Prior Transfer Doc	0010070072
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Recording Date	Aug 17, 2026
Property Address	26878 FAIRMOUNT RD, WESTOVER, MD 21871-4222
Document Number	1481000285
Book / Page	1481 / 285
Instrument Date	Aug 6, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26878 FAIRMOUNT RD, WESTOVER, MD 21871-4222

Mortgage

Document Number	1481000285,
Date	Aug 17, 2026
Book Page	1481/285

Lender

Name	GOODLEAP LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET MD
Recording Date	Jul 25, 2019
Property Address	26878 FAIRMOUNT RD, WESTOVER, MD 21871-4222
Document Number	0010470085
Book / Page	001047 / 000085
Instrument Date	Jun 5, 2019
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$18.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	416 GENERAL MOUTON AVE #11 LAFAYETTE LA 705018455, 11, LAFAYETTE, LA 70501-8455

September 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET MD
Recording Date	Sep 18, 2018
Property Address	26878 FAIRMOUNT RD, WESTOVER, MD 21871-4222
Document Number	0010070072
Book / Page	001007 / 000072
Instrument Date	Aug 1, 2018
Transaction Type	Foreclosure
Record Updated	Oct 3, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$96.90
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1000 TECHNOLOGY DR O FALLON MO 633682239, O FALLON, MO 63368-2239

January 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	SOMERSET MD
Recording Date	Jan 23, 2018
Property Address	26878 FAIRMOUNT RD, WESTOVER, MD 21871-4222
Document Number	0009760004
Book / Page	000976 / 000004
Instrument Date	Feb 17, 2017
Transaction Type	Foreclosure
Record Updated	Apr 24, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$96.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

August 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET MD
Recording Date	Aug 21, 2017
Property Address	26878 FAIRMOUNT RD, WESTOVER, MD 21871-4222
Document Number	0009560185
Book / Page	000956 / 000185
Instrument Date	Dec 6, 2016
Transaction Type	Foreclosure
Record Updated	Nov 3, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1000 TECHNOLOGY DR O FALLON MO 633682239, O FALLON, MO 63368-2239
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,036.00 (+141.81%)	$82,933 (+9.46%)	$90,100 (-) Land $45,900 Building $44,200
2025	$842.00 (+10.5%)	$75,767 (+10.45%)	$90,100 (+31.34%) Land $45,900 Building $44,200
2023	$762.00	$68,600 Land $30,900 Building $37,700	$68,600 Land $30,900 Building $37,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 98.9% of Maryland
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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