2687 Westminster Ln, Willoughby, OH 44094 Property Records

Lake County property record for 2687 Westminster Ln, Willoughby, OH 44094

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,625 sqft · built 1996
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Nov 2025)
Tax Bill	$6,427 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-050-H-00-052-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-050-H-00-052-0`
Alternative APN	`76`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,625 sqft Total Area
1st Floor Area	671 sqft
Basement Area	1,709 sqft
Finished Basement	999 sqft
Unfinished Basement	710 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	76
Street Address	2687 WESTMINSTER LN
City	WILLOUGHBY
State	OH
Zip	44094-8803
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 15 DOUGLASS TRACT
Legal Subdivision	WESTMINSTER ABBEY
Legal Lot Number	52
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1000
Census Tract	201600

Owner

2687 Westminster Ln, a duplex, is owned and occupied by an individual who bought it in November 2025.

Source: Lake County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	2687 WESTMINSTER LN, WILLOUGHBY, OH 44094-8803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 24, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Mar 3, 2021 · Amount on File
Deed Document Number	2025R026596
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	2687 WESTMINSTER LN, WILLOUGHBY, OH 44094-8803
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2687 WESTMINSTER LN, WILLOUGHBY, OH 44094-8803

Mortgage

Document Number	0000012609
Date	Jul 3, 2023
Instrument	2023R012609

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MENTOR, OH 44060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	263 Months
Due	Jun 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 25, 2025
Property Address	2687 WESTMINSTER LN, WILLOUGHBY, OH 44094-8803
Document Number	0000026596
Map Reference	VOL 24 PG 28
Instrument Date	Nov 18, 2025
Instrument	2025R026596
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2687 WESTMINSTER LN, WILLOUGHBY, OH 44094-8803

Mortgage

Document Number	0000026597
Date	Nov 25, 2025
Instrument	2025R026597

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Mar 3, 2021
Property Address	2687 WESTMINSTER LN, WILLOUGHBY, OH 44094-8803
Document Number	0000007222
Map Reference	VOL 24 PG 28-1
Instrument Date	Mar 1, 2021
Instrument	2021R007222
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2687 WESTMINSTER LN, WILLOUGHBY, OH 44094-8803

Mortgage

Document Number	0000007223
Date	Mar 3, 2021
Instrument	2021R007223

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	2687 WESTMINSTER LN, WILLOUGHBY, OH 44094-8803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011728
Date	May 24, 2019
Instrument	2019R011728

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	JOHNSTON, RI 02919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,427.00 (-30.21%) Homeowner's exemption	$118,290 (+21.61%) Land $25,200 Building $93,090	$337,960 Land $72,000 Building $265,960
2023	$9,209.00 (+54.64%) Homeowner's exemption	$97,270 (-) Land $20,130 Building $77,140
2022	$5,955.00 Homeowner's exemption	$97,270 Land $20,130 Building $77,140
2021			$277,900 Land $57,500 Building $220,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2687 Westminster Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2687 Westminster Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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