2687 SE Normand St, Stuart, FL 34997 Property Records

Martin County property record for 2687 SE Normand St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1970
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Sep 2023)
Tax Bill	$3,845 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-006-051-0014.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-006-051-0014.0-4-0000`
Alternative APNs	`37-38-41-006-051-00140-4` `33413`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Golf Course

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33413
Street Address	2687 SE NORMAND ST
City	STUART
State	FL
Zip	34997-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	GOLDEN GATE PARK LOT 14 BLK 51
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	51
Legal Lot Number	14
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1003
Census Tract	1301

Owner

2687 SE Normand St is owned and occupied by an individual who bought it in September 2023.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2687 SE NORMAND ST, STUART, FL 34997-5051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · VA Mortgage ACOPIA LLC
Feb 7, 2019	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Feb 7, 2019 · Amount on File
Deed Document Number	20233033680
Deed Book / Page	3394 / 1667
Prior Transfer Date	Nov 28, 2007
Prior Transfer Doc	0022972272
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 1, 2023
Property Address	2687 SE NORMAND ST, STUART, FL 34997-5051
Document Number	0033941667
Book / Page	3394 / 1667
Map Reference	MB 1 PG 50
Instrument Date	Aug 14, 2023
Instrument	3033680
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	WOODEN TITLE AND ESCROW, HOLDEN TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2771 NE PINECREST LAKES BLVD, JENSEN BEACH, FL 34957-4613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2687 SE NORMAND ST, STUART, FL 34997-5051

Mortgage

Document Number	0033941669
Date	Sep 1, 2023
Book Page	3394/1669
Instrument	3033681

Lender

Name	ACOPIA LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 7, 2019
Property Address	2687 SE NORMAND ST, STUART, FL 34997-5051
Document Number	0030401539
Book / Page	3040 / 1539
Map Reference	MB 1 PG 50
Instrument Date	Feb 5, 2019
Instrument	2737869
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	837 N SUNSET PNES, 837, SPARTA, MI 49345-8390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2687 SE NORMAND ST, STUART, FL 34997-5051

Mortgage

Document Number	0002737870
Date	Feb 7, 2019
Instrument	2737870

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2687 SE Normand St was $3,845 with a homeowner's exemption, down 11.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,845.00 (-11.49%) Additional exemption filed	$216,260 Land $144,000 Building $72,260	$216,260 Land $144,000 Building $72,260
2024	$4,344.00 (+10.62%)
2023	$3,927.00 (+3.37%)	$154,276 (+1%)	$203,980 (-3.17%) Land $139,500 Building $64,480
2022	$3,799.00	$140,251	$210,650 Land $154,850 Building $55,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2687 SE Normand St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2008)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2687 SE Normand St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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