2687 Central Ter, Memphis, TN 38111 Property Records

Shelby County property record for 2687 Central Ter, Memphis, TN 38111

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,504 sqft · built 1972
Lot Size0.078 acres (3,400 sqft)
OwnerIndividual Name on File
Last Sale$124,000 (Nov 2010)
Tax Bill$1,135 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04-5018-A0-0027

Property Details

APN / Parcel Number

Primary APN04-5018-A0-0027

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,504 sqft Living Area
1st Floor Area752 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2006
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area3,400 sqft (0.078 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2687 CENTRAL TER
CityMEMPHIS
StateTN
Zip38111-1613
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU-3
Legal DescriptionCENTRAL TERRACE SEE AA-14140 I
Legal SubdivisionVILLAS AT CHICKASAW CONDOMINIUMS
JurisdictionSHELBY TN
Township / Civil Division13
Census Block Group1
Census Block1001
Census Tract6700

Owner

2687 Central Ter, a condominium, is owned by an individual who bought it in November 2010.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address2687 CENTRAL TERRACE RD # 27, 27, MEMPHIS, TN 38111
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2010 · Amount on File
Deed SaleNov 1, 2010 · Amount on File
Deed Document Number2010113880
Prior Transfer DateAug 31, 2009
Prior Transfer Doc0000104271
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address2687 CENTRAL TER, MEMPHIS, TN 38111-1613
Document Number0000096792
Instrument DateSep 9, 2019
Transaction TypeMortgage
Record UpdatedSep 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2687 CENTRAL TER #27 MEMPHIS TN 381111613, 27, MEMPHIS, TN 38111-1613

Mortgage

Document Number0000096792
DateSep 18, 2019
Instrument96792
Lender
NameMEMPHIS CITY EMPS CU
TypeCredit Union
AddressMEMPHIS, TN 38115
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 17, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2687 Central Ter was $1,135.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,135.00$42,200 Land $4,250 Building $37,950$168,800 Land $17,000 Building $151,800
2023$41,625 Land $4,250 Building $37,375
2022$2,535.00
2021$166,500 Land $17,000 Building $149,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2687 Central Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2687 Central Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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