2686 Proffit Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2686 Proffit Rd, Charlottesville, VA 22911

Property Summary

Property Type	Duplex
Details	3 bd · 3.5 ba · 2,715 sqft · built 1966
Lot Size	0.665 acres (28,967 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jan 2023)
Tax Bill	$3,149 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04600-00-00-034J0`

Property Details

APN / Parcel Number

Primary APN	`04600-00-00-034J0`
Alternative APN	`10999`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,715 sqft Finished Area
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	28,967 sqft (0.665 acres)
View / Lot	Proximity to Airport
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	359 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2686 PROFFIT RD
City	CHARLOTTESVILLE
State	VA
Zip	22911-5707
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE 7
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2008
Census Tract	10303

Owner

Source: Albemarle County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2686 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit PIONEER BANK
Jan 6, 2023	Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP
Apr 30, 2021	Deed, Transfer · Stand-Alone First Mortgage THE AJGAONKAR FAMILY REVOCABLE TRUST
Sep 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 6, 2023 · Amount on Record
Deed Sale	Jan 6, 2023 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	202387
Prior Transfer Date	Sep 27, 2017
Prior Transfer Doc	0000011292
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2686 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5707
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005611/24
Date	Sep 20, 2021
Book Page	5611/24
Instrument	2021-00016073

Lender

Name	PIONEER BANK
Type	Bank
Address	STANLEY, VA 22851

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 6, 2023
Property Address	2686 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5707
Document Number	202300000087
Map Reference	MB 1962 PG 327
Instrument Date	Dec 30, 2022
Instrument	202300000087
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CLOSURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2686 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2686 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5707

Mortgage

Document Number	202300000088
Date	Jan 6, 2023
Instrument	202300000088

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 30, 2021
Property Address	2686 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5707
Document Number	005530/450
Book / Page	5530 / 450
Map Reference	MB 1962 PG 327
Instrument Date	Apr 10, 2021
Instrument	2021-00007694
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2686 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5707

Mortgage

Document Number	005530/455
Date	Apr 30, 2021
Book Page	5530/455
Instrument	2021-00007695

Lender

Name	THE AJGAONKAR FAMILY REVOCABLE TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jul 28, 2022

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 28, 2017
Property Address	2686 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5707
Document Number	0000011292
Book / Page	004965 / 000256
Instrument Date	Sep 27, 2017
Instrument	11292
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1840 TINKERS COVE RD CHARLOTTESVILLE VA 229117413, CHARLOTTESVILLE, VA 22911-7413

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,149.00 (-0.32%)	$352,200 (-0.34%) Land $145,500 Building $206,700	$352,200 (-0.34%) Land $145,500 Building $206,700
2025	$3,159.00 (+2.4%)	$353,400 (-2.19%) Land $151,200 Building $202,200	$353,400 (-2.19%) Land $151,200 Building $202,200
2023	$3,085.00	$361,300 Land $114,000 Building $247,300	$361,300 Land $114,000 Building $247,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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