2686 Kirkover Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2686 Kirkover Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,355 sqft · built 1981
Lot Size	1.42 acres (61,906 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Jan 2020)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0102O-0C-011.00`

Property Details

APN / Parcel Number

Primary APN	`0102O-0C-011.00`
Alternative APN	`19959`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,355 sqft Living Area
Gross Area	3,359 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	61,906 sqft (1.42 acres)
Lot Width	232 ft Width
Garage Area	380 sqft
Porch	Porch
Porch Area	30 sqft
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19959
Street Address	2686 KIRKOVER DR
City	LANCASTER
State	SC
Zip	29720-9059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	221X249X265X270
Legal Subdivision	GREEN
Legal Block	14-15
Legal Lot Number	14-15
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4010
Census Tract	10600

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2686 KIRKOVER DR, LANCASTER, SC 29720-9059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 9, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 11, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 11, 2017	Deed, Transfer · FHA Mortgage GEORGIA BANKING CO
Jul 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	2020476
Deed Book / Page	1298 / 170
Prior Transfer Date	Aug 10, 2017
Prior Transfer Doc	0000011764
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2686 KIRKOVER DR, LANCASTER, SC 29720-9059
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001978
Date	Feb 7, 2022
Book Page	4661/265
Instrument	2022001978

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2686 KIRKOVER DR, LANCASTER, SC 29720-9059
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007666
Date	Apr 15, 2021
Book Page	4363/24
Instrument	2021007666

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 9, 2020
Property Address	2686 KIRKOVER DR, LANCASTER, SC 29720-9059
Document Number	0000000476
Book / Page	1298 / 170
Map Reference	PL 98-313
Instrument Date	Jan 9, 2020
Instrument	2020000476
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2686 KIRKOVER DR, LANCASTER, SC 29720-9059

Mortgage

Document Number	0000000481
Date	Jan 9, 2020
Instrument	2020000481

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 11, 2017
Property Address	2686 KIRKOVER DR, LANCASTER, SC 29720-9059
Document Number	0000011764
Book / Page	001074 / 000227
Instrument Date	Aug 10, 2017
Instrument	11764
Transaction Type	Transfer
Record Updated	Aug 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2686 KIRKOVER DR LANCASTER SC 297209059, LANCASTER, SC 29720-9059

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 11, 2017
Property Address	2686 KIRKOVER DR, LANCASTER, SC 29720-9059
Document Number	0000011762
Book / Page	1074 / 225
Map Reference	MB 1068 PG 300
Instrument Date	Aug 10, 2017
Instrument	2017011762
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2686 KIRKOVER DR, LANCASTER, SC 29720-9059

Mortgage

Document Number	0000011763
Date	Aug 11, 2017
Book Page	3406/224
Instrument	2017011763

Lender

Name	GEORGIA BANKING CO
Type	Bank
Address	ATLANTA, GA 30339

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 18, 2017
Property Address	2686 KIRKOVER DR, LANCASTER, SC 29720-9059
Document Number	0000010399
Book / Page	001068 / 000300
Instrument Date	Jul 18, 2017
Instrument	10399
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 GRACE AVE LANCASTER SC 297204229, LANCASTER, SC 29720-4229

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,235.00 (+9.39%)	$8,459 (+14.99%) Land $1,148 Building $7,311	$294,700 (+60.25%) Land $40,000 Building $254,700
2024	$1,129.00 (+0.36%)
2023	$1,125.00	$7,356 Land $928 Building $6,428	$183,900 Land $23,200 Building $160,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable · Fiber in parts of the area	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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