2686 Home Orchard Dr, Springfield, OH 45503 Property Records

Clark County property record for 2686 Home Orchard Dr, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,228 sqft · built 1954
Lot Size	0.233 acres (10,167 sqft)
Owner	Individual Name on File
Last Sale	$81,000 (Oct 2011)
Tax Bill	$4,813 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`340-03-00025-309-011`

Property Details

APN / Parcel Number

Primary APN	`340-03-00025-309-011`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	10,167 sqft (0.233 acres)
Lot Dimensions	107 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	500 sqft
Porch	Open Frame Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2686 HOME ORCHARD DR
City	SPRINGFIELD
State	OH
Zip	45503-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ORCHARD SUBDIV 2 164
Legal Subdivision	HOME ORCHARD SUBD
Legal Block	309
Legal Lot Number	11
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	2404

Owner

Source: Clark County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2686 HOME ORCHARD DR, SPRINGFIELD, OH 45503-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Nov 15, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 3, 2018	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Mar 13, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2011 · Amount on File
Deed Sale	Oct 5, 2011 · Amount on File
Deed Document Number	201113198
Deed Book / Page	1941 / 1543
Prior Transfer Date	Aug 4, 2006
Prior Transfer Doc	0000016279
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Recording Date	Sep 2, 2026
Property Address	2686 HOME ORCHARD DR, SPRINGFIELD, OH 45503-2332
Document Number	0000012129
Book / Page	2274 / 909
Instrument Date	Jun 18, 2026
Instrument	202612129
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2686 HOME ORCHARD DR, SPRINGFIELD, OH 45503-2332

Mortgage

Document Number	0000012129,
Date	Sep 2, 2026
Book Page	2274/909
Instrument	202612129

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	478 Months
Due	Jul 1, 2066

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2686 HOME ORCHARD DR, SPRINGFIELD, OH 45503-2332
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2686 HOME ORCHARD DR, SPRINGFIELD, OH 45503-2332

Mortgage

Document Number	0000012865
Date	Nov 13, 2023
Book Page	2230/1965
Instrument	202300012865

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Apr 1, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2686 HOME ORCHARD DR, SPRINGFIELD, OH 45503-2332
Transaction Type	Mortgage
Record Updated	Nov 24, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2686 HOME ORCHARD DR, SPRINGFIELD, OH 45503-2332

Mortgage

Document Number	0000016900
Date	Nov 15, 2022
Book Page	2217/5640
Instrument	202200016900

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Apr 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2686 HOME ORCHARD DR, SPRINGFIELD, OH 45503-2332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BROKERS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004202
Date	Apr 3, 2018
Book Page	2142/1731
Instrument	201800004202

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2686 HOME ORCHARD DR, SPRINGFIELD, OH 45503-2332
Document Number	0000004497
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2686 HOME ORCHARD DR SPRINGFIELD OH 455032332, SPRINGFIELD, OH 45503-2332

Mortgage

Document Number	0000004497
Date	Apr 3, 2020
Book Page	002170/000001
Instrument	4497

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,813.00 (+209.32%) Disabled Person's exemption	$54,800 (+32.82%) Land $11,750 Building $43,050	$156,560 (+32.8%) Land $33,560 Building $123,000
2024	$1,556.00 (-2.99%)
2023		$41,260 Land $10,740 Building $30,520
2022	$1,604.00		$117,890 Land $30,680 Building $87,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Watch TV.

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