La Plata County property record for 2686 Co Rd 207, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,506 sqft · built 2022 |
| Lot Size | 11.2 acres (491,052 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,739 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 5661-094-00-245 |
| Primary APN | 5661-094-00-245 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 2,087 sqft |
| 1st Floor Area | 1,506 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Lot Area | 491,052 sqft |
| Garage Type | Attached |
| Garage Area | 581 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R438048 |
|---|---|
| Street Address | 2686 COUNTY ROAD 207 |
| City | DURANGO |
| State | CO |
| Zip | 81301-7714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: STEWARD GATE SD & BA LOT: 2R-A PER PLAT 1181576 2686 CR 207 DURANGO 81301 |
| Legal Subdivision | STEWARD GATE SD & BA |
| Legal Block | 2 |
| Legal Lot Number | 2R |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970701 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2686 COUNTY ROAD 207, DURANGO, CO 81301-7714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 2686 COUNTY ROAD 207, DURANGO, CO 81301-7714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001209967 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 1209967 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DURANGO, CO 81301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | May 2, 2053 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,870 (-0.7%) Land $11,450 Building $38,420 | $803,440 (-) Land $184,450 Building $618,990 | |
| 2025 | $2,739.00 (+76.48%) | $50,220 (+34.67%) Land $11,530 Building $38,690 | $803,440 (+44.35%) Land $184,450 Building $618,990 |
| 2023 | $1,552.00 (+140.99%) | $37,290 (+143.41%) Land $9,070 Building $28,220 | $556,590 (+152.56%) Land $135,420 Building $421,170 |
| 2022 | $644.00 | $15,320 Land $15,320 | $220,380 Land $220,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 97.8% of Colorado |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AlignTec Fixed Wireless | 50 / 25 |
5G (outdoors only) and 4G LTE
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