2686 Arch Rd, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 2686 Arch Rd, Eaton Rapids, MI 48827

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,192 sqft · built 1968
Lot Size5 acres (217,800 sqft)
OwnerCompany Name on Record
Last Sale$246,500 (Oct 2016)
Tax Bill$4,703 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jan 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12002640014000

Property Details

APN / Parcel Number

Primary APN12002640014000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,192 sqft Living Area
1st Floor Area2,192 sqft
Basement Area2,192 sqft
Unfinished Basement2,192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area217,800 sqft (5 acres)
Garage Area624 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2686 ARCH RD
CityEATON RAPIDS
StateMI
Zip48827-8230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLA
Legal DescriptionCOM 807.01 FT S OF E 1/4 COR, SEC.26, S 410 FT, W 485.81 FT, N 123.75 FT, N 21DEG 06MIN 00SEC W TO A PT DUE W OF BEG, E TO BEG. SEC.26, T2N,R3W, EATON RAPIDS TWP 1992
Legal Range03W
Legal Township02N
Legal Section26
JurisdictionEATON MI
Township / Civil DivisionEATON RAPIDS
Census Block Group2
Census Block2000
Census Tract21301

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2686 ARCH RD, EATON RAPIDS, MI 48827-8230
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Deed of Trust, Mortgage · FHA Mortgage
ICE MORTGAGE TECHNOLOGY INC
Jan 17, 2023Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Jul 7, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2016 · Amount on Record
Deed SaleOct 20, 2016 · Amount on Record
Deed Book / Page2647 / 1069
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Recording DateJun 4, 2026
Property Address2686 ARCH RD, EATON RAPIDS, MI 48827-8230
Document Number3194001180
Book / Page3194 / 1180
Instrument DateMay 23, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2686 ARCH RD, EATON RAPIDS, MI 48827-8230

Mortgage

Document Number3194001180,
DateJun 4, 2026
Book Page3194/1180
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueJun 1, 2053
Interest
Rate6.23%
Max Rate-1%

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address2686 ARCH RD, EATON RAPIDS, MI 48827-8230
Transaction TypeMortgage
Record UpdatedJan 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2686 ARCH RD, EATON RAPIDS, MI 48827-8230

Mortgage

Document Number03035/1076
DateJan 17, 2023
Book Page3035/1076
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term305 Months
DueJun 1, 2048

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address2686 ARCH RD, EATON RAPIDS, MI 48827-8230
Transaction TypeMortgage
Record UpdatedJul 21, 2021
Title CompanyFAMS DTO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2938/1029
DateJul 7, 2021
Book Page2938/1029
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term323 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
County SubdivisionEaton Rapids Township
Unified School DistrictEaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,100 (+22.03%)$407,143 (+14.43%) Land $48,000 Building $359,143
2025$4,703.00 (+16.93%)
2023$177,900$355,800
2022$4,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1999–2004)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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