Pasco County property record for 26854 Middleground Loop, Zephyrhills, FL 33544
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,186 sqft · built 2000 |
| Lot Size | 0.152 acres (6,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $131,500 (Sep 2000) |
| Tax Bill | $4,591 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-19-0040-00600-0160 |
| Primary APN | 11-26-19-0040-00600-0160 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,186 sqft Living Area |
| Gross Area | 2,586 sqft |
| 1st Floor Area | 1,936 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,609 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 282 sqft |
| Patio Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 26854 MIDDLEGROUND LOOP |
|---|---|
| City | ZEPHYRHILLS |
| State | FL |
| Zip | 33544-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | LEXINGTON OAKS PHASE 1 PB 36 PGS 57-75 LOT 16 BLK 6 OR 4451 PG 952 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | LEXINGTON OAKS |
| Legal Tract | 40 |
| Legal Block | 6 |
| Legal Lot Number | 16 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 32011 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26854 MIDDLEGROUND LOOP, WESLEY CHAPEL, FL 33544-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2000 · Amount on Record |
| Deed Sale | Sep 27, 2000 · Amount on Record |
| Deed Book / Page | 4451 / 952 |
| Last Transfer Date | May 28, 2025 |
| Transfer Doc | 0112202697 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 26854 MIDDLEGROUND LOOP, WESLEY CHAPEL, FL 33544-1525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 26854 MIDDLEGROUND LOOP, WESLEY CHAPEL, FL 33544-1525 |
| Document Number | 0107921906 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | 10792/1906 |
| Instrument | 2023057266 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Apr 3, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 26854 MIDDLEGROUND LOOP, WESLEY CHAPEL, FL 33544-1525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0100920286 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 10092/286 |
| Instrument | 2020068272 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,680 (+2.9%) | $335,557 (-0.52%) Land $66,138 Building $269,419 | |
| 2025 | $4,591.00 (+2.02%) | $149,350 (+5.97%) Land $66,138 Building $83,212 | $337,307 (+1.84%) Land $66,138 Building $271,169 |
| 2024 | $4,500.00 (+3.95%) | ||
| 2023 | $4,329.00 (+8.55%) Additional exemption filed | $140,930 (+3%) Land $50,958 Building $89,972 | $331,197 (+19.03%) Land $50,958 Building $280,239 |
| 2022 | $3,988.00 Homeowner's exemption | $136,830 Land $42,558 Building $94,272 | $278,257 Land $42,558 Building $235,699 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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