26851 Mountain Pine Rd, Cloverdale, CA 95425 Property Records

Sonoma County property record for 26851 Mountain Pine Rd, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,454 sqft · built 1980
Lot Size	1.53 acres (67,082 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Nov 2021)
Tax Bill	$14,972 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`117-280-009-000`

Property Details

APN / Parcel Number

Primary APN	`117-280-009-000`
Alternative APN	`117-280-009`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,454 sqft Living Area
Gross Area	3,063 sqft
1st Floor Area	2,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	67,082 sqft
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	117-280-009
Street Address	26851 MOUNTAIN PINE RD
City	CLOVERDALE
State	CA
Zip	95425-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR15
Legal Description	MAP 87 PG 19 BLK 2 LOT 23
Legal Subdivision	PALOMINO LAKES A
Legal Block	3
Legal Lot Number	23
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3095
Census Tract	154100

Owner

26851 Mountain Pine Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26851 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 22, 2021	Grant Deed, Transfer · Conventional Mortgage SOFI LENDING CORP
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 14, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Dec 27, 2017	Intrafamily Transfer, Transfer · ARM HOMEXPRESS MORTGAGE CORP
Dec 27, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Prior Sale	Mar 14, 2018 · Amount on File
Deed Document Number	2021125781
Prior Transfer Date	Dec 19, 2017
Prior Transfer Doc	0000099854
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	26851 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4306
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26851 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4306

Mortgage

Document Number	0000050384
Date	Jul 26, 2022
Instrument	2022050384

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Nov 22, 2021
Property Address	26851 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4306
Document Number	0000125781
Map Reference	MB 87 PG 19-23
Instrument Date	Nov 17, 2021
Instrument	2021125781
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26851 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4306

Mortgage

Document Number	0000125782
Date	Nov 22, 2021
Instrument	2021125782

Lender

Name	SOFI LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	26851 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020021
Date	Mar 16, 2020
Instrument	2020020021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 14, 2018
Property Address	26851 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4306
Document Number	0000017582
Map Reference	MB87 PG19-23
Instrument Date	Mar 12, 2018
Instrument	2018017582
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	26851 MOUNTAI PINE RD, CLOVERDALE, CA 95425-4306

Mortgage

Document Number	0000017583
Date	Mar 14, 2018
Instrument	2018017583

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Dec 27, 2017
Property Address	26851 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4306
Document Number	0000099854
Map Reference	MB87 PG19-23
Instrument Date	Dec 19, 2017
Instrument	2017099854
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26851 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4306

Mortgage

Document Number	0000099855
Date	Dec 27, 2017
Instrument	2017099855

Lender

Name	HOMEXPRESS MORTGAGE CORP

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2023
Change Frequency	6 Months
Min Rate At Change	6.25%
Max Rate At Change	9.25%
Index	6-Month LIBOR
Max Rate	12.2%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 27, 2017
Property Address	26851 MOUNTAIN PINE RD, CLOVERDALE, CA 95425-4306
Document Number	0000099856
Instrument Date	Dec 19, 2017
Instrument	99856
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	26851 MOUNTAIN PINE RD CLOVERDALE CA 954254306, CLOVERDALE, CA 95425-4306

Tax Assessment & Valuation

The 2025 property tax bill for 26851 Mountain Pine Rd was $14,972 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,353,040 (+2%) Land $541,216 Building $811,824
2025	$14,972.00 Homeowner's exemption	$1,326,510 Land $530,604 Building $795,906
2023	$14,601.00 (+1.73%) Homeowner's exemption	$1,275,000 Land $510,000 Building $765,000
2022	$14,352.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26851 Mountain Pine Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26851 Mountain Pine Rd is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALOMINO LAKES MUTUAL WATER CO. private · serves 300 people · EPA ID CA4900570
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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