26850 Timber Ln, Elberta, AL 36530 Property Records

Baldwin County property record for 26850 Timber Ln, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,013 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$477,500 (Jul 2025)
Deeds & Mortgages	Nov 2017 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62-02-04-0-001-001.035`

Property Details

APN / Parcel Number

Primary APN	`62-02-04-0-001-001.035`
Alternative APNs	`118277` `315580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,013 sqft Heated Area
1st Floor Area	2,013 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	614 ft deep x 208 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	315580
Street Address	26850 TIMBER LN
City	ELBERTA
State	AL
Zip	36530-5454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	208.9' X 614.3' IRR LOT 9 PONDEROSA ESTATES SLIDE 1448-A SEC 4-T8S-R5E DEATH CERT (WD-SURVIVORSHIP)
Legal Subdivision	PONDEROSA ESTATES
Legal Lot Number	9
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2074
Census Tract	11601

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26850 TIMBER LN, ELBERTA, AL 36530-5454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2017	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 28, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
May 4, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Sep 12, 2014
Deed Document Number	20252201067
Prior Transfer Date	Oct 22, 2012
Prior Transfer Doc	0001365272
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	26850 TIMBER LN, ELBERTA, AL 36530-5454
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001665367
Date	Nov 8, 2017
Instrument	1665367

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	26850 TIMBER LN, ELBERTA, AL 36530-5454
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001867093
Date	Oct 28, 2020
Instrument	1867093

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	26850 TIMBER LN, ELBERTA, AL 36530-5454
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26850 TIMBER LN, ELBERTA, AL 36530-5454

Mortgage

Document Number	0001996572
Date	May 4, 2022
Instrument	1996572

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,100 (+0.6%) Land $9,860 Building $27,240	$370,900 (+0.65%) Land $98,600 Building $272,300
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$36,880 (+26.65%)	$368,500 (+26.59%) Land $84,500 Building $284,000
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$29,120	$291,100 Land $72,600 Building $218,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 96% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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