St. Louis County property record for 2685 Truman Ln, Ely, MN 55731 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2011 |
| Square Footage | 2,360 sqft Gross Area |
| Lot Size | 233,602 sqft (5.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $45,000 (2010) |
| Tax Bill | $3,624.00 (2026) |
| Primary APN | 465-0128-00060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 2 Rooms |
| Building Area | 2,360 sqft Gross Area |
| 1st Floor | 1,440 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 233,602 sqft (5.36 acres) |
| Deck Area | 274 sqft Deck |
|---|---|
| Porch Area | 372 sqft Porch |
| Sauna | Sauna |
| Storage Building | 128 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 968335 |
|---|---|
| Street Address | 2685 TRUMAN LN |
| City | ELY |
| State | MN |
| Zip | 55731-4501 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLOCK 1 SERIAL # |
| Legal Subdivision | PLAT OF HIDDEN ACRES |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | MORSE |
| Census Blockgroup | 1 |
| Census Block | 1049 |
| Census Tract | 15401 |
Source: St. Louis County records · APN 465-0128-00060
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2685 TRUMAN LN, ELY, MN 55731-4501 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2019 | Loan Modification, Mortgage · Conventional Mortgage NORTHVIEW BK |
| May 23, 2019 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2010 · Amount on Record |
| Deed Sale | Dec 07, 2010 · Amount on Record |
| Deed Doc Number | 20101150040 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2685 TRUMAN LN, ELY, MN 55731-4501 |
| Document Number | 00A1370750 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1188 HIGHWAY 169 ELY MN 557315516, ELY, MN 55731-5516 |
| Document Number | 00A1370750 |
|---|---|
| Date | Jan 06, 2020 |
| Instrument | A1370750 |
| Name | NORTHVIEW BK |
|---|---|
| Type | Bank |
| Address | FINLAYSON, MN 55735 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 05, 2022 |
| Rate | 5.55% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2685 TRUMAN LN, ELY, MN 55731-4501 |
| Document Number | 00A1356129 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2685 TRUMAN LN ELY MN 557314501, ELY, MN 55731-4501 |
| Document Number | 00A1356129 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | A1356129 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 05, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,624.00 (+1.34%) Homeowner's exemption | ||
| 2025 | $3,576.00 (+0.06%) Homeowner's exemption | $499,500 (+15.95%) Land $53,900 Building $445,600 | $499,500 (+15.95%) Land $53,900 Building $445,600 |
| 2024 | $3,574.00 | $430,800 (+21.66%) Land $50,900 Building $379,900 | $430,800 (+21.66%) Land $50,900 Building $379,900 |
| 2022 | $354,100 Land $42,500 Building $311,600 | $354,100 Land $42,500 Building $311,600 |
2685 Truman Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 74th percentile of exposed land nationally · 90th in Minnesota |
|---|---|
| Wildfire Likelihood | High — about 1 in 358 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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