2685 Tree Meadow Loop, #LO, Apopka, FL 32712 Property Records

Orange County property record for 2685 Tree Meadow Loop, #LO, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,776 sqft · built 2014
Lot Size	0.338 acres (14,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,301 (Jan 2014)
Tax Bill	$5,389 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-20-28-6099-00-290`

Property Details

APN / Parcel Number

Primary APN	`18-20-28-6099-00-290`
Alternative APNs	`282018609900290` `173028` `176347` `179921`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,776 sqft Living Area
Gross Area	5,167 sqft
1st Floor Area	2,245 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,726 sqft (0.338 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	374 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2685 TREE MEADOW LOOP, LO
City	APOPKA
State	FL
Zip	32712-6618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1A
Legal Description	OAK RIDGE SUBDIVISION PHASE 1 68/105 LOT 29
Legal Range	28E
Legal Township	20S
Legal Section	18
Legal Subdivision	OAK RIDGE SUBDIVISION PHASE I
Legal Phase	1
Legal Tract	6099
Legal Lot Number	29
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1028
Census Tract	17813

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4457 BERRY OAK DR, APOPKA, FL 32712-5796
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2014 · Amount on Record
Deed Sale	Jan 31, 2014 · Amount on Record
Prior Sale	May 30, 2012 · Amount on Record
Deed Document Number	201452677
Deed Book / Page	10696 / 7368
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2685 TREE MEADOW LOOP, APOPKA, FL 32712-6618
Document Number	0000551047
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2685 TREE MEADOW LOOP APOPKA FL 327126618, APOPKA, FL 32712-6618

Mortgage

Document Number	0000551047
Date	Sep 18, 2018
Instrument	551047

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 17, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,960 (+2.7%)	$665,170 (-1.35%) Land $110,000 Building $555,170
2025	$5,389.00 (+1.76%) Homeowner's exemption	$373,866 (+5.99%)	$674,240 (+12.16%) Land $110,000 Building $564,240
2024	$5,296.00 (+6.9%)
2023	$4,954.00 (+4.19%) Homeowner's exemption	$352,747 (+3%)	$601,162 (+22.27%) Land $110,000 Building $491,162
2022	$4,755.00 Homeowner's exemption	$342,473	$491,676 Land $75,000 Building $416,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20