2685 Summer Brook St, Melbourne, FL 32940 Property Records

Brevard County property record for 2685 Summer Brook St, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,836 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$319,500 (Aug 2004)
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`26-37-30-53-*-55`

Property Details

APN / Parcel Number

Primary APN	`26-37-30-53-*-55`
Alternative APNs	`26-37-30-53-00000.0-0055.00` `2617064`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,836 sqft Living Area
Gross Area	3,660 sqft
1st Floor Area	1,866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Finished/Open Porch
Porch Area	340 sqft
Deck Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2617064
Street Address	2685 SUMMER BROOK ST
City	MELBOURNE
State	FL
Zip	32940-7149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2(3)
Legal Description	SUMMER BROOK SECTION TWO LOT 55
Legal Range	37E
Legal Township	26S
Legal Section	30
Legal Subdivision	SUMMER BROOK SECTION TWO
Legal Lot Number	55
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1014
Census Tract	64127

Owner

2685 Summer Brook St is owned and occupied by two individuals who acquired it in October 2012.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2685 SUMMER BROOK ST, MELBOURNE, FL 32940-7149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 28, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2004 · Amount on File
Deed Sale	Aug 2, 2004 · Amount on File
Prior Sale	Jul 15, 2003 · Amount on File
Deed Document Number	2004245647
Deed Book / Page	5341 / 3964
Last Transfer Date	Oct 5, 2012
Transfer Doc	0067232969
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2685 SUMMER BROOK ST, MELBOURNE, FL 32940-7149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087822431
Date	Jul 1, 2020
Book Page	8782/2431
Instrument	2020139513

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2685 SUMMER BROOK ST, MELBOURNE, FL 32940-7149
Document Number	0078591266
Book / Page	007859 / 001266
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2685 SUMMER BROOK ST MELBOURNE FL 329407149, MELBOURNE, FL 32940-7149

Mortgage

Document Number	0078591266
Date	Apr 6, 2017
Book Page	007859/001266
Instrument	71247

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2685 Summer Brook St was $3,427 with a homeowner's exemption, up 5.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,010 (+2.7%)	$462,940 (-6.41%)
2025	$3,427.00 (+5.67%) Homeowner's exemption	$228,840	$494,650
2024	$3,243.00 (+2.43%)
2023	$3,166.00 (+6.46%) Homeowner's exemption	$215,930 (+3%)	$490,340 (+7.96%) Land $80,000 Building $410,340
2022	$2,974.00 Homeowner's exemption	$209,650	$454,180 Land $80,000 Building $374,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2685 Summer Brook St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 206 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	206 in force
Nearby Flood Claims	22 (1995–2024)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2685 Summer Brook St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

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