2685 Struthmore Dr, Lima, OH 45806 Property Records

Allen County property record for 2685 Struthmore Dr, Lima, OH 45806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,898 sqft · built 1990
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jun 2016)
Tax Bill	$4,266 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-0904-05-011.002`

Property Details

APN / Parcel Number

Primary APN	`46-0904-05-011.002`
Alternative APN	`L3546090405011002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,898 sqft Living Area
Gross Area	3,770 sqft
1st Floor Area	1,144 sqft
Upper Floors Area	754 sqft
Basement Area	1,144 sqft
Family Room	Family Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	164 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	112 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2685 STRUTHMORE DR
City	LIMA
State	OH
Zip	45806-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND GREENS LOT 25222 PT JOINT TEN FF 100.00
Legal Subdivision	HIGHLAND GREENS
Legal Lot Number	25222
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2003
Census Tract	12000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2685 STRUTHMORE DR, LIMA, OH 45806-1333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
May 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SUPERIOR CU INC
May 28, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Prior Sale	Mar 6, 1992
Deed Document Number	20166749
Deed Book / Page	2016 / 6749
Last Transfer Date	May 24, 2021
Transfer Doc	5280007264
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2685 STRUTHMORE DR, LIMA, OH 45806-1333
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8040009149
Date	Aug 4, 2022
Book Page	2022/9149
Instrument	202208040009149

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	143 Months
Due	Jul 20, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	May 28, 2021
Property Address	2685 STRUTHMORE DR, LIMA, OH 45806-1333
Document Number	5280007265
Book / Page	2021 / 7265
Instrument Date	May 24, 2021
Instrument	202105280007265
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2685 STRUTHMORE DR, LIMA, OH 45806-1333

Mortgage

Document Number	5280007266
Date	May 28, 2021
Instrument	202105280007266

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	3%
Index	5-Year CMT
Max Rate	7%

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ALLEN OH
Recording Date	May 28, 2021
Property Address	2685 STRUTHMORE DR, LIMA, OH 45806-1333
Document Number	5280007264
Book / Page	2021 / 7264
Map Reference	MB 11 PG 59
Instrument Date	May 24, 2021
Instrument	202105280007264
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 STRUTHMORE DR, LIMA, OH 45806-1333

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,266.00 (-0.09%)	$87,190 (-) Land $13,510 Building $73,680	$249,100 (-) Land $38,600 Building $210,500
2024	$4,270.00 (+15%) Homeowner's exemption	$87,190 (+30.76%) Land $13,510 Building $73,680	$249,100 (+30.76%) Land $38,600 Building $210,500
2023	$3,713.00 (-0.72%) Homeowner's exemption	$66,680 (-) Land $9,450 Building $57,230
2022	$3,740.00 Homeowner's exemption	$66,680 Land $9,450 Building $57,230
2021			$190,500 Land $27,000 Building $163,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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