2685 St Josephs Dr E, Dunedin, FL 34698 Property Records

Pinellas County property record for 2685 St Josephs Dr E, Dunedin, FL 34698

Property Summary

Property Type	Quadplex
Details	4 ba · 3,024 sqft · built 1969
Lot Size	0.137 acres (5,998 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Nov 2025)
Tax Bill	$15,781 (2025)
Deeds & Mortgages	Nov 2025 Sale Oct 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-742-1448-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-1448-7`
Alternative APNs	`15-28-15-23202-000-0040` `R158163`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Units	4 Units
Stories	2 Stories
Building Area	3,024 sqft Heated Area
1st Floor Area	1,680 sqft
2nd Floor Area	1,344 sqft
Upper Floors Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.137 acres)
Lot Dimensions	104 ft deep x 63 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	1,112 sqft
Deck Area	420 sqft
Patio Area	420 sqft
Loading Dock	320 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R158163
Old Parcel Number	152815232020000040
Street Address	2685 ST JOSEPHS DR E
City	DUNEDIN
State	FL
Zip	34698-1717
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	DUNEDIN CAUSEWAY CENTER 2ND REPLAT LOT 4
Legal Range	15
Legal Township	28
Legal Section	15
Legal Subdivision	DUNEDIN CAUSEWAY CENTER 2ND REPLAT
Legal Lot Number	4
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1006
Census Tract	27209

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	2685 ST JOSEPHS DR E, DUNEDIN, FL 34698-1717
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Oct 11, 2018	Warranty Deed, Transfer · Conventional Mortgage VANKEEF FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	2025311720
Deed Book / Page	23348 / 300
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 4, 2025
Property Address	2685 ST JOSEPHS DR E, DUNEDIN, FL 34698-1717
Document Number	0233480300
Book / Page	23348 / 300
Map Reference	MB 60 PG 61
Instrument Date	Oct 31, 2025
Instrument	2025311720
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$8,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 OVERSTREET CT, PALM HARBOR, FL 34683-5643

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2685 ST JOSEPHS DR E, DUNEDIN, FL 34698-1717

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 11, 2018
Property Address	2685 ST JOSEPHS DR E, DUNEDIN, FL 34698-1717
Document Number	0202941204
Book / Page	20294 / 1204
Map Reference	MB 60 PG 61
Instrument Date	Oct 9, 2018
Instrument	2018327071
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	WOLLINKA WIKLE TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2671 ST JOSEPHS DR E # EC, 2671, DUNEDIN, FL 34698-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5326 SANTA ROSA AVE, SPARKS, NV 89436-3648

Mortgage

Document Number	2018327072
Date	Oct 11, 2018
Instrument	2018327072

Lender

Name	VANKEEF FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,781.00 (+3.23%)	$945,000 (-5.03%)	$945,000 (-5.03%) Land $688,823 Building $256,177
2024	$15,287.00 (+9.05%)	$995,000 (+13.07%)	$995,000 (+13.07%) Land $702,579 Building $292,421
2023	$14,018.00 (+11.1%)	$880,000 (+15.03%)	$880,000 (+15.03%) Land $642,578 Building $237,422
2022	$12,617.00	$765,000	$765,000 Land $539,696 Building $225,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 119 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	863 units insured incl. 744 condo units
Nearby Flood Claims	140 (1985–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Oct 2024 · 101 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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