2685 Silver Oak Dr, Chico, CA 95973 Property Records

Butte County property record for 2685 Silver Oak Dr, Chico, CA 95973

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,431 sqft · built 1996
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$272,500 (Apr 2015)
Tax Bill$3,752 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN016-020-053-000

Property Details

APN / Parcel Number

Primary APN016-020-053-000
Alternative APN
  • 016-020-053

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,431 sqft Living Area
1st Floor Area1,431 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeWood
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number016-020-053
Street Address2685 SILVER OAK DR
CityCHICO
StateCA
Zip95973-5629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description2685 SILVER OAKS DR
Legal SubdivisionBLACK HILLS ESTATES PH 02
Legal Lot Number22,43
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group1
Census Block1014
Census Tract103

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2685 SILVER OAK DR, CHICO, CA 95973-5629
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2015 · Amount on Record
Deed SaleApr 10, 2015 · Amount on Record
Prior SaleDec 18, 2008 · Amount on Record
Deed Document Number201511848
Prior Transfer DateApr 11, 2000
Prior Transfer Doc0000039587
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address2685 SILVER OAK DR, CHICO, CA 95973-5629
Transaction TypeMortgage
Record UpdatedAug 19, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2685 SILVER OAK DR, CHICO, CA 95973-5629

Mortgage

Document Number0000027651
DateJun 16, 2021
Instrument2021-0027651
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,428 (+2%) Land $140,970 Building $192,458
2025$3,752.00 (+8.19%) Homeowner's exemption$326,891 (+4.04%) Land $138,206 Building $188,685
2024$415,710
2023$3,468.00 (+1.46%) Homeowner's exemption$314,200 Land $132,841 Building $181,359
2022$3,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
DigitalPath
Fixed Wireless
400 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, unWired Broadband.

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