2685 S Gila Rd, Apache Junction, AZ 85119 Property Records

Pinal County property record for 2685 S Gila Rd, Apache Junction, AZ 85119

Property Summary

Property Type	Single Family Home
Details	1,377 sqft · built 1988
Lot Size	0.189 acres (8,223 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jul 2008)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`102-27-228`

Property Details

APN / Parcel Number

Primary APN	`102-27-228`
Alternative APNs	`102-27-2280` `1022722803`

Interior

Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,223 sqft (0.189 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2685 S GILA RD
City	APACHE JUNCTION
State	AZ
Zip	85119-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM SPRINGS #15 LOT 1729
Legal Range	08E
Legal Township	01N
Legal Section	33
Legal Subdivision	PALM SPRINGS #15
Legal Lot Number	1729
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	2
Census Block	2014
Census Tract	325

Owner

Source: Pinal County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2685 S GILA RD, APACHE JUNCTION, AZ 85119-9247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Dec 17, 2024	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
May 14, 2025	Deed of Trust, Mortgage AMERICA FIRST FCU
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FEDERAL CREDIT UNION
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2008 · Amount on Record
Deed Sale	Jul 28, 2008 · Amount on Record
Prior Sale	Apr 24, 2008 · Amount on Record
Deed Document Number	200870728
Prior Transfer Date	Jul 8, 2008
Prior Transfer Doc	0000070727
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Recording Date	Jul 1, 2026
Property Address	2685 S GILA RD, APACHE JUNCTION, AZ 85119-9247
Document Number	0000055341
Instrument Date	Jun 24, 2026
Instrument	202655341
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 S GILA RD, APACHE JUNCTION, AZ 85119-9247

Mortgage

Document Number	0000055341,
Date	Jul 1, 2026
Instrument	202655341

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	2685 S GILA RD, APACHE JUNCTION, AZ 85119-9247
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 S GILA RD, APACHE JUNCTION, AZ 85119-9247

Mortgage

Document Number	0000096281
Date	Dec 17, 2024
Instrument	2024-096281

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	2685 S GILA RD, APACHE JUNCTION, AZ 85119-9247
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 S GILA RD, APACHE JUNCTION, AZ 85119-9247

Mortgage

Document Number	0000038701
Date	May 14, 2025
Instrument	2025-038701

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 30, 2035

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Recording Date	Apr 24, 2026
Property Address	2685 S GILA RD, APACHE JUNCTION, AZ 85119-9247
Document Number	0000034010
Instrument Date	Apr 23, 2026
Instrument	202634010
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 S GILA RD, APACHE JUNCTION, AZ 85119-9247

Mortgage

Document Number	0000034010,
Date	Apr 24, 2026
Instrument	202634010

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2036

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	2685 S GILA RD, APACHE JUNCTION, AZ 85119-9247
Document Number	0000070529
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 S GILA RD APACHE JUNCTION AZ 851199247, APACHE JUNCTION, AZ 85119-9247

Mortgage

Document Number	0000070529
Date	Jul 22, 2020
Instrument	70529

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$26,592 (-2.25%) Land $6,167 Building $20,425	$265,924 (-2.25%) Land $61,674 Building $204,250
2026		$27,204 (-1.35%) Land $6,167 Building $21,037	$272,046 (-1.35%) Land $61,674 Building $210,372
2025	$1,135.00 (+4.32%)	$27,577 (-3.94%)	$275,774 (-3.94%) Land $61,674 Building $214,100
2024	$1,088.00 (+1.59%)	$28,708 Land $6,167 Building $22,541	$287,082 Land $61,674 Building $225,408
2023	$1,071.00 (+4.79%)
2022	$1,022.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APACHE JUNCTION WATER DISTRICT serves 15,610 people · EPA ID AZ0411039
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	74 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, T-Mobile.

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