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2685 Ravine Rd, Somerset, CA 95684 Property Records

El Dorado County property record for 2685 Ravine Rd, Somerset, CA 95684

Property Summary

Property TypeRural Home
Details1 bd · 1 ba · 1,200 sqft · built 1999
Lot Size10 acres (437,778 sqft)
Owner2 Company Names on File
Last Sale$390,000 (Dec 2023)
Tax Bill$4,373 (2025)
Deeds & MortgagesApr 2026 Mortgage
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN094-170-042-000

Property Details

APN / Parcel Number

Primary APN094-170-042-000
Alternative APNs
  • 09417042100
  • 0941704210

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area437,778 sqft (10 acres)
TerrainRolling
Patio Area124 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Water SourceWell

Location & Zoning

Street Address2685 RAVINE RD
CitySOMERSET
StateCA
Zip95684
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA
Legal DescriptionPM 17/81/B
Legal SubdivisionPM 17 81
JurisdictionEL DORADO CA
Township / Civil DivisionSOUTH EL DORADO
Census Block Group3
Census Block3014
Census Tract31409

Owner

Source: El Dorado County records · APN 094-170-042-000

Assessment roll updated August 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2685 RAVINE RD, SOMERSET, CA 95684
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 29, 2023Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2023 · Amount on Record
Deed SaleDec 29, 2023 · Amount on Record
Prior SaleAug 29, 2006 · Amount on Record
Deed Document Number202336180
Prior Transfer DateAug 16, 2006
Prior Transfer Doc0000059123
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Recording DateApr 13, 2026
Property Address2685 RAVINE RD, SOMERSET, CA 95684
Document Number0000011907
Instrument DateApr 13, 2026
Instrument202611907
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address2685 RAVINE RD, SOMERSET, CA 95684

Mortgage

Document Number0000011907,
DateApr 13, 2026
Instrument202611907
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 01, 2036
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionEL DORADO CA
Recording DateDec 29, 2023
Property Address2685 RAVINE RD, SOMERSET, CA 95684
Document Number0000036180
Map ReferenceMB 17 PG 81
Instrument DateDec 19, 2023
Instrument2023-0036180
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2685 RAVINE RD, SOMERSET, CA 95684

Mortgage

Document Number0000036181
DateDec 29, 2023
Instrument2023-0036181
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2039

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Secondary School DistrictEl Dorado Union High School District (09 - 12)
Elementary School DistrictPioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,373.00 (+1.96%)$397,800 (+33.04%) Land $127,500 Building $270,300
2024$4,289.00 (+28.11%)
2023$3,348.00 (-0.3%)$299,000 Land $119,000 Building $180,000
2022$3,358.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170314093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskExtreme
above 98.5% of the US · above 90% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 4 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20
Cal.net
Fixed Wireless		100 / 20

May also be available: Verizon.

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