2685 Overlook Point Dr, Escondido, CA 92029 Property Records

San Diego County property record for 2685 Overlook Point Dr, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 2015
Lot Size	0.82 acres (3,561 sqft)
Owner	2 Individual Names on File
Last Sale	$616,000 (Feb 2020)
Tax Bill	$12,970 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`235-561-04-00`

Property Details

APN / Parcel Number

Primary APN	`235-561-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	3,561 sqft (0.82 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2685 OVERLOOK POINT DR
City	ESCONDIDO
State	CA
Zip	92029-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 28 TR 015888
Legal Subdivision	COUNTY/SAN DIEGO 5365-1
Legal Tract	015888
Legal Block	1
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1065
Census Tract	20313

Owner

2685 Overlook Point Dr is owned and occupied by two individuals who acquired it in October 2020.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2685 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 28, 2020	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	May 18, 2016 · Amount on File
Deed Document Number	2020103195
Last Transfer Date	Oct 26, 2020
Transfer Doc	0000683322
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2685 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600

Mortgage

Document Number	0000833846
Date	Dec 9, 2021
Instrument	2021-0833846

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2020
Property Address	2685 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600
Document Number	0000683322
Map Reference	MAP 15888
Instrument Date	Oct 26, 2020
Instrument	2020-0683322
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2685 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600

Mortgage

Document Number	0000683323
Date	Nov 3, 2020
Instrument	2020-0683323

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2020
Property Address	2685 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600
Document Number	0000103195
Instrument Date	Feb 7, 2020
Instrument	103195
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2685 OVERLOOK POINT DR ESCONDIDO CA 920292600, ESCONDIDO, CA 92029-2600

Mortgage

Document Number	103196
Date	Feb 28, 2020
Instrument	103196

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2685 Overlook Point Dr was $12,970.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$686,597 (+2%) Land $304,167 Building $382,430
2025	$12,970.00	$673,135 Land $298,203 Building $374,932
2023	$12,312.00 (+1.82%)	$646,998 Land $286,624 Building $360,374
2022	$12,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2685 Overlook Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2685 Overlook Point Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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