2685 Oneida Loop, Kissimmee, FL 34747 Property Records

Osceola County property record for 2685 Oneida Loop, Kissimmee, FL 34747

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,136 sqft · built 2002
Lot Size	0.137 acres (5,967 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Sep 2026)
Tax Bill	$6,845 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-25-27-3435-0001-4030`

Property Details

APN / Parcel Number

Primary APN	`09-25-27-3435-0001-4030`
Alternative APNs	`252709343500014030` `2598`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,136 sqft Living Area
Gross Area	2,872 sqft
1st Floor Area	2,136 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block/Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,967 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	25 sqft
Porch	Slab
Porch Area	232 sqft
Deck Area	353 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2685 ONEIDA LOOP
City	KISSIMMEE
State	FL
Zip	34747-2790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	INDIAN CREEK PHASE IV PB 12 PGS 97-98 LOT 403
Legal Range	27E
Legal Township	25S
Legal Section	09
Legal Subdivision	INDIAN CREEK PH 4
Legal Phase	4
Legal Tract	3435
Legal Block	4030
Legal Lot Number	403
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2050
Census Tract	40811

Owner

Source: Osceola County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 W 42ND ST, 3H, NEW YORK, NY 10036-2120
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · Conventional Mortgage COLORADO CREDIT UNION
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Feb 6, 2015 · Amount on Record
Deed Document Number	2026120628
Deed Book / Page	7035 / 2672
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 16, 2026
Property Address	2685 ONEIDA LOOP, KISSIMMEE, FL 34747-2790
Document Number	0000120628
Book / Page	7035 / 2672
Instrument Date	Sep 11, 2026
Instrument	2026120628
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	EQUITABLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346,430.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120629,
Date	Sep 16, 2026
Book Page	7035/2674
Instrument	2026120629

Lender

Name	COLORADO CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2685 ONEIDA LOOP, KISSIMMEE, FL 34747-2790
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 TUCANA COURT 1911, 1911, MISSISSAUGA

Mortgage

Document Number	0060962405
Date	Nov 30, 2021
Book Page	6096/2405
Instrument	2021184525

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,845.00 (+15%)	$449,600 (+8.36%) Land $104,400 Building $345,200	$449,600 (+8.36%) Land $104,400 Building $345,200
2023	$5,952.00 (+14.24%)	$414,900 (+23.12%) Land $87,000 Building $327,900	$414,900 (+23.12%) Land $87,000 Building $327,900
2022	$5,210.00	$337,000 Land $53,100 Building $283,900	$337,000 Land $53,100 Building $283,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	256 units insured incl. 187 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Blue Stream, CenturyLink, Xfinity.

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