Clay County property record for 2685 N Stanford Rd, Flora, IL 62839 · Last verified July 2026
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 ba · 1,578 sqft · built 1978 |
| Lot Size | 3.12 acres (135,907 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Mar 2007) |
| Tax Bill | $4,151 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-12-404-003 |
| Primary APN | 10-12-404-003 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| Basement Area | 1,578 sqft |
| Finished Basement | 280 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 135,907 sqft (3.12 acres) |
| Garage Area | 1,376 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 2685 N STANFORD RD |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3102 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | TALL OAKS SUB-DIV (OUT CORP) TRACT C 3.12 AC |
| Legal Subdivision | TALL OAKS SUB-DIV |
| Legal Tract | C |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1087 |
| Census Tract | 972000 |
Source: Clay County records · APN 10-12-404-003
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2685 N STANFORD RD, FLORA, IL 62839-3102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2007 · Amount on Record |
| Deed Sale | Mar 02, 2007 · Amount on Record |
| Deed Document Number | 2007160058 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 2685 N STANFORD RD, FLORA, IL 62839-3102 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202665 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 202665 |
| Name | CLAY CITY BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,038 (+32.23%) Land $5,997 Building $77,041 | $249,114 (+32.23%) Land $17,991 Building $231,123 | |
| 2024 | $4,151.00 (+10.9%) | ||
| 2022 | $3,743.00 (+0.62%) Homeowner's exemption | $62,799 Land $4,502 Building $58,297 | $188,397 Land $13,506 Building $174,891 |
| 2021 | $3,720.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 34% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wabash Telephone Cooperative | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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