2685 Locust St, Denver, CO 80207 Property Records

Denver City property record for 2685 Locust St, Denver, CO 80207

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,418 sqft · built 1946
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Apr 2017)
Tax Bill	$5,690 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2024 Line of Credit + 4 more
APN	`01293-31-008-000`

Property Details

APN / Parcel Number

Primary APN	`01293-31-008-000`
Alternative APNs	`670329331008` `160546453`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,418 sqft Living Area
Gross Area	1,209 sqft
1st Floor Area	1,209 sqft
Basement Area	1,209 sqft
Finished Basement	1,209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2017
Exterior Material	Brick
Lot Area	8,750 sqft (0.201 acres)
Garage Type	Detached
Garage Area	418 sqft
Porch	Open Frame Porch
Porch Area	198 sqft
Patio Area	51 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2685 LOCUST ST
City	DENVER
State	CO
Zip	80207-3451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-DX
Legal Description	LOUSTANO AVENUE HEIGHTS B2 L44 & 45 & S 5FT OF L46 & N 15FT OF L43
Legal Subdivision	LOUSTANO AVENUE HEIGHTS
Legal Block	5
Legal Lot Number	44
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	5
Census Block	5014
Census Tract	4104

Owner

2685 Locust St is owned and occupied by two individuals who bought it in April 2017.

Source: Denver City records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2685 LOCUST ST, DENVER, CO 80207-3451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 11, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 14, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2017 · Amount on File
Deed Sale	Apr 14, 2017 · Amount on File
Prior Sale	Dec 7, 2016 · Amount on File
Deed Document Number	201750130
Prior Transfer Date	Jan 28, 2013
Prior Transfer Doc	0000020901
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Recording Date	Aug 28, 2026
Property Address	2685 LOCUST ST, DENVER, CO 80207-3451
Document Number	0000100428
Instrument Date	Aug 22, 2026
Instrument	2026100428
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2685 LOCUST ST, DENVER, CO 80207-3451

Mortgage

Document Number	0000100428,
Date	Aug 28, 2026
Instrument	2026100428

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2056

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2685 LOCUST ST, DENVER, CO 80207-3451
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 LOCUST ST, DENVER, CO 80207-3451

Mortgage

Document Number	0000029146
Date	Apr 4, 2024
Instrument	2024029146

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2685 LOCUST ST, DENVER, CO 80207-3451
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028931
Date	Feb 16, 2021
Instrument	2021028931

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2685 LOCUST ST, DENVER, CO 80207-3451
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090428
Date	May 11, 2021
Instrument	2021090428

Lender

Name	CREDIT UNION OF DENVER
Type	Credit Union
Address	DENVER, CO 80226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2685 LOCUST ST, DENVER, CO 80207-3451
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	NATIONAL 1 SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076933
Date	Jun 8, 2020
Instrument	2020076933

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Apr 14, 2017
Property Address	2685 LOCUST ST, DENVER, CO 80207-3451
Document Number	0000050130
Instrument Date	Apr 14, 2017
Instrument	2017050130
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	EQUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2685 LOCUST ST, DENVER, CO 80207-3451

Mortgage

Document Number	0000050131
Date	Apr 14, 2017
Instrument	2017050131

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Mortgage

Document Number	0000050132
Date	Apr 14, 2017
Instrument	2017050132

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2685 Locust St was $5,690.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,690.00	$74,380 Land $39,560 Building $39,560	$1,055,000 Land $561,100 Building $493,900
2023	$5,515.00	$71,180 (+30.32%) Land $39,280 Building $31,900	$1,117,300 (+42.17%) Land $641,200 Building $476,100
2022		$54,620 Land $27,860 Building $26,760	$785,900 Land $400,800 Building $385,100
2021	$4,192.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2685 Locust St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2685 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

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