2685 Dryden Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2685 Dryden Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,776 sqft · built 1952
Lot Size	0.211 acres (9,200 sqft)
Owner	Trust Name on File
Last Sale	$350,000 (Dec 2004)
Tax Bill	$6,789 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`486-022-03-00`

Property Details

APN / Parcel Number

Primary APN	`486-022-03-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,776 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2685 DRYDEN RD
City	EL CAJON
State	CA
Zip	92020-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 20 TR 002687
Legal Subdivision	DRYDEN ROAD SUB
Legal Tract	002687
Legal Block	3
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3014
Census Tract	16100

Owner

2685 Dryden Rd is owner-occupied and held in a trust since September 2016.

Source: San Diego County records, as of September 9, 2026

Owner of Record	Trust Name on File
Mailing Address	2685 DRYDEN RD, EL CAJON, CA 92020-2717
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK
Oct 31, 2017	Deed of Trust, Mortgage · FHA Mortgage MUFG UNION BANK NA
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 30, 2021	Affidavit of Death, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2004 · Amount on File
Deed Sale	Dec 30, 2004 · Amount on File
Deed Document Number	20041232342
Last Transfer Date	Sep 2, 2016
Transfer Doc	0000517762
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 1, 2026
Property Address	2685 DRYDEN RD, EL CAJON, CA 92020-2717
Document Number	0000256542
Instrument Date	Aug 24, 2026
Instrument	2026256542
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000256542,
Date	Sep 1, 2026
Instrument	2026256542

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2685 DRYDEN RD, EL CAJON, CA 92020-2717
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000506011
Date	Oct 31, 2017
Instrument	2017-0506011

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2685 DRYDEN RD, EL CAJON, CA 92020-2717
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 DRYDEN RD, EL CAJON, CA 92020-2717

Mortgage

Document Number	0000482832
Date	Aug 25, 2020
Instrument	2020-0482832

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2021
Property Address	2685 DRYDEN RD, EL CAJON, CA 92020-2717
Document Number	0000688583
Map Reference	MAP 5844
Instrument Date	Sep 30, 2021
Instrument	2021-0688583
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 DRYDEN RD, EL CAJON, CA 92020-2717

Tax Assessment & Valuation

The 2025 property tax bill for 2685 Dryden Rd was $6,789 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$533,149 (+2%) Land $319,889 Building $213,260
2025	$6,789.00 Homeowner's exemption	$522,696 Land $313,617 Building $209,079
2023	$6,593.00 (+0.15%) Homeowner's exemption	$502,401 Land $301,440 Building $200,961
2022	$6,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2685 Dryden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2685 Dryden Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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