2685 Crayton Rd, Naples, FL 34103 Property Records

Collier County property record for 2685 Crayton Rd, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	2,954 sqft · built 1965
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Apr 2000)
Tax Bill	$6,115 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`088000 10 104A28`

Property Details

APN / Parcel Number

Primary APN	`088000 10 104A28`
Alternative APN	`12930880003`

Interior

Stories	2 Stories
Building Area	2,954 sqft Living Area
1st Floor Area	2,845 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	13,504 sqft (0.31 acres)
Pool Area	378 sqft
Deck Area	683 sqft

Location & Zoning

Street Address	2685 CRAYTON RD
City	NAPLES
State	FL
Zip	34103-4021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 5 BLK 10 LOT 10
Legal Range	25
Legal Township	49
Legal Section	28
Legal Subdivision	MOORINGS UNIT 5
Legal Tract	088000
Legal Block	10
Legal Lot Number	10
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2003
Census Tract	302

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2685 CRAYTON RD, NAPLES, FL 34103-4021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Jul 29, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2000 · Amount on Record
Deed Sale	Apr 21, 2000 · Amount on Record
Prior Sale	Nov 5, 1999 · Amount on Record
Deed Book / Page	2666 / 2217
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Jun 26, 2026
Property Address	2685 CRAYTON RD, NAPLES, FL 34103-4021
Document Number	0006843648
Book / Page	6603 / 2305
Instrument Date	Jun 4, 2026
Instrument	20266843648
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 CRAYTON RD, NAPLES, FL 34103-4021

Mortgage

Document Number	0006843648,
Date	Jun 26, 2026
Book Page	6603/2305
Instrument	20266843648

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2056

Interest

Rate	6.37%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2685 CRAYTON RD, NAPLES, FL 34103-4021
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 CRAYTON RD, NAPLES, FL 34103-4021

Mortgage

Document Number	0061182050
Date	Apr 27, 2022
Book Page	6118/2050
Instrument	6242827

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2685 CRAYTON RD, NAPLES, FL 34103-4021
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060443220
Date	Nov 19, 2021
Book Page	6044/3220
Instrument	6162410

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2685 CRAYTON RD, NAPLES, FL 34103-4021
Document Number	0056591338
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2685 CRAYTON RD NAPLES FL 341034021, NAPLES, FL 34103-4021

Mortgage

Document Number	0056591338
Date	Aug 2, 2019
Book Page	005659/001338
Instrument	5748359

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$733,600 (+2.7%)	$2,140,298 (-2.21%) Land $1,926,207 Building $214,091
2025	$6,115.00 (+3.98%) Homeowner's exemption	$714,314 (+5.99%)	$2,188,751 (-14.86%) Land $1,760,330 Building $428,421
2023	$5,881.00 (-0.44%) Homeowner's exemption	$673,964 (+5.13%)	$2,570,689 (+26.61%) Land $1,882,199 Building $688,490
2022	$5,907.00 Homeowner's exemption	$641,072	$2,030,358 Land $1,436,023 Building $594,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 188 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	321 units insured incl. 133 condo units
Nearby Flood Claims	178 (1982–2024)
Claims Outside the SFHA	4 of 178
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Oct 2022 · 63 claims Hurricane Ian, Sep 2022 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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